topic Re: Paypal CC and NFCU MR CLI, Soft Pulls in Credit Card Approvals

Paypal CC and NFCU MR CLI, Soft Pulls

Hipployta — Sat, 06 Apr 2024 16:33:30 GMT

Requested a Paypal credit card increase and it went from $8K to $16K.
For NFCU More Rewards I asked to move from $10k to $20k but they only did to $18k.
I reallocated this credit line to another card, going from $25K to $10k, and I thought that was the reason but the letter said I'm at max exposure.
However my 3 credit cards are only $72.5K so I still need to squeeze that last $7.5K out of them to get to $80K.

Re: Paypal CC and NFCU MR CLI, Soft Pulls

GZG — Sat, 06 Apr 2024 17:20:04 GMT

@Hipployta wrote:
Requested a Paypal credit card increase and it went from $8K to $16K.
For NFCU More Rewards I asked to move from $10k to $20k but they only did to $18k.
I reallocated this credit line to another card, going from $25K to $10k, and I thought that was the reason but the letter said I'm at max exposure.
However my 3 credit cards are only $72.5K so I still need to squeeze that last $7.5K out of them to get to $80K.

max CLI amount is $8k, so you wouldn't have gone higher than $18k regardless

so you could both be at max exposure and have gotten the max CLI, but hopefully it was just that it was just the max CLI and that's why you didn't get more

congrats!

Re: Paypal CC and NFCU MR CLI, Soft Pulls

keekers — Sat, 06 Apr 2024 18:25:30 GMT

Congrats!

Re: Paypal CC and NFCU MR CLI, Soft Pulls

CorpCrMgr1 — Sun, 07 Apr 2024 04:09:24 GMT

Congratulations on your CLI!!

Re: Paypal CC and NFCU MR CLI, Soft Pulls

NoMoreDebt — Sun, 07 Apr 2024 13:13:26 GMT

Congrats

Re: Paypal CC and NFCU MR CLI, Soft Pulls

Legally_Speaking2512 — Sun, 07 Apr 2024 16:35:56 GMT

Congrats on the approvals!

Re: Paypal CC and NFCU MR CLI, Soft Pulls

DoppelgangerD — Tue, 09 Apr 2024 04:50:57 GMT

@Hipployta wrote:
Requested a Paypal credit card increase and it went from $8K to $16K.
For NFCU More Rewards I asked to move from $10k to $20k but they only did to $18k.
I reallocated this credit line to another card, going from $25K to $10k, and I thought that was the reason but the letter said I'm at max exposure.
However my 3 credit cards are only $72.5K so I still need to squeeze that last $7.5K out of them to get to $80K.

Sadly your next CLI for PP will only be 4k since it's capped at 20k.

I think they started me at 10k iirc, and then I waited like 4 months before asking for an increase and it went to 15 I think.

Being impatient I asked again just a couple months later and it went to 20.

Re: Paypal CC and NFCU MR CLI, Soft Pulls

Zoostation1 — Wed, 10 Apr 2024 04:20:58 GMT

Congrats on the CLIs!

Re: Paypal CC and NFCU MR CLI, Soft Pulls

cashorcharge — Fri, 12 Apr 2024 18:58:32 GMT

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Paypal CC and NFCU MR CLI, Soft Pulls

Hipployta — Sat, 20 Apr 2024 00:02:03 GMT

Oh thanks for letting me know

Re: Paypal CC and NFCU MR CLI, Soft Pulls

FicoMike0 — Sat, 20 Apr 2024 02:28:45 GMT

Congratulation!

Re: Paypal CC and NFCU MR CLI, Soft Pulls

BigBS — Tue, 23 Apr 2024 02:14:19 GMT

Congrats on the CLIs!

Re: Paypal CC and NFCU MR CLI, Soft Pulls

CreditAggie — Sun, 28 Apr 2024 05:37:17 GMT

Congratulations on your CLIs!