topic Re: Capital One Savor Approval!! in Credit Card Approvals

Capital One Savor Approval!!

Zoostation1 — Sat, 13 Apr 2024 01:06:30 GMT

So I had another thread in credit applications toying with the idea of applying for Savor and then sock drawering or closing my SavorOne that opened in 9/2022 was a somewhat bucketed no sub version. Decided to take a chance on it today and got great SL! DPs below:

$20K SL, 26.24% (my old card is 30.74%), $300 sub for $3k in 3 mo (should be no trouble to hit that)

FICO 8 and 9 scores below in my sig. Referenced what appears to be my EQ5 score in approval documents (685).

0/6, 1/12, 2/24 for inquries and new accounts on all 3 bureaus coming in

FWIW this is my 4th C1 card. I will probably sock drawer the S1 for a bit and then see if I can transfer some if not most of that limit to my VX (just had a CLI on theVX last month so don't want to rock that boat yet). After that I may close it or just use it enough to stay active. No plans to apply for anything else until I'm more established with NFCU and then get something like Cash Rewards just to diversify.

Re: Capital One Savor Approval!!

keekers — Sat, 13 Apr 2024 00:39:53 GMT

Very nice; congrats. And thanks for the DPs.

Re: Capital One Savor Approval!!

CubanCheapSkate — Sat, 13 Apr 2024 01:15:30 GMT

Congratulations and thanks for the data

Re: Capital One Savor Approval!!

CorpCrMgr1 — Sat, 13 Apr 2024 01:41:24 GMT

Congratulations on your approval!

Re: Capital One Savor Approval!!

mgood — Sat, 13 Apr 2024 02:18:53 GMT

Congrats and . . . WOW, that's a monster SL from Capital One!

Re: Capital One Savor Approval!!

Shooting-For-800 — Sat, 13 Apr 2024 02:44:17 GMT

Congrats!

Love that free UberOne and 10% cash back!

Re: Capital One Savor Approval!!

GZG — Sat, 13 Apr 2024 03:49:11 GMT

@Zoostation1 wrote:
So I had another thread in credit applications toying with the idea of applying for Savor and then sock drawering or closing my SavorOne that opened in 9/2022 was a somewhat bucketed no sub version. Decided to take a chance on it today and got great SL! DPs below:

$20K SL, 26.24% (my old card is 30.74%), $300 sub for $3k in 3 mo (should be no trouble to hit that)
FICO 8 and 9 scores below in my sig. Referenced what appears to be my EQ5 score in approval documents (685).
0/6, 1/12, 2/24 for inquries and new accounts on all 3 bureaus coming in

FWIW this is my 4th C1 card. I will probably sock drawer the S1 for a bit and then see if I can transfer some if not most of that limit to my VX (just had a CLI on theVX last month so don't want to rock that boat yet). After that I may close it or just use it enough to stay active. No plans to apply for anything else until I'm more established with NFCU and then get something like Cash Rewards just to diversify.

nice to know Cap1 does not play when it comes to the Savor card, congrats!

Re: Capital One Savor Approval!!

Zoostation1 — Sat, 13 Apr 2024 05:18:37 GMT

@GZGI don't know if this has anything to do with the SL, but last month was my highest statement balance ever on my VX (or any C1 card) at $2354 and highest posted balance at ~$2930 before I paid the statement.

Re: Capital One Savor Approval!!

JoeRockhead — Sat, 13 Apr 2024 08:52:39 GMT

Very nice SL from Cap 1, congratulations on your approval!

Re: Capital One Savor Approval!!

NoMoreDebt — Sat, 13 Apr 2024 12:18:14 GMT

Congratulations on your approval

Re: Capital One Savor Approval!!

bytechma — Tue, 16 Apr 2024 15:13:13 GMT

Congrats on the approval! That is an amazing starting limit

Re: Capital One Savor Approval!!

CYBERSAM — Tue, 16 Apr 2024 16:48:16 GMT

Congrats on your Capital One Savor Approval! 🤑👍

Re: Capital One Savor Approval!!

CreditAggie — Mon, 22 Apr 2024 15:13:38 GMT

Congratulations on your Capital One Savor approval!

Re: Capital One Savor Approval!!

BigBS — Tue, 23 Apr 2024 01:57:43 GMT

Congrats on the approval!