topic Re: 2 approvals from Jovia Financial Credit Union in Credit Card Approvals

2 approvals from Jovia Financial Credit Union

Islandhopper91 — Thu, 16 May 2024 18:18:10 GMT

Applied for and received 2 approvals using the same TU hard pull.

Jovia advantage credit card 32,500 limit with 15.99 apr

PLOC - 20k with 13.24 APR

score at the of approvals 794.
Not bad at all, very friendly credit union.

Re: 2 approvals from Jovia Financial Credit Union

Islandhopper91 — Thu, 16 May 2024 18:19:17 GMT

Also forgot to mention no POI.

Re: 2 approvals from Jovia Financial Credit Union

SouthJamaica — Thu, 16 May 2024 20:10:09 GMT

@Islandhopper91 wrote:
Applied for and received 2 approvals using the same TU hard pull.

Jovia advantage credit card 32,500 limit with 15.99 apr

PLOC - 20k with 13.24 APR
score at the of approvals 794.
Not bad at all, very friendly credit union.

Congratulations. That is awesome.

Re: 2 approvals from Jovia Financial Credit Union

keekers — Thu, 16 May 2024 20:20:17 GMT

Congrats.

Re: 2 approvals from Jovia Financial Credit Union

user979797 — Thu, 16 May 2024 20:41:11 GMT

Wow congrats on those terrific approvals

Re: 2 approvals from Jovia Financial Credit Union

cashorcharge — Thu, 16 May 2024 20:51:56 GMT

That’s Terrific!! Congratulations on your Approvals!!👏🏼🍾🥂

Re: 2 approvals from Jovia Financial Credit Union

FlaDude — Thu, 16 May 2024 22:39:47 GMT

Congrats, great limits!

Re: 2 approvals from Jovia Financial Credit Union

FicoMike0 — Fri, 17 May 2024 02:01:01 GMT

Congratulations, great limit!

Re: 2 approvals from Jovia Financial Credit Union

Rdbeetle — Fri, 17 May 2024 03:10:43 GMT

Congrats on the two approvals!

Re: 2 approvals from Jovia Financial Credit Union

NoMoreDebt — Sun, 19 May 2024 14:43:10 GMT

Congrats

Re: 2 approvals from Jovia Financial Credit Union

lnacen — Sun, 19 May 2024 19:47:26 GMT

@Islandhopper91 were you a new member?

Re: 2 approvals from Jovia Financial Credit Union

snickerpedia — Thu, 23 May 2024 19:54:45 GMT

@lnacen wrote:
@Islandhopper91 were you a new member?

I am kind of curious about this too as I just recently joined.

Re: 2 approvals from Jovia Financial Credit Union

Islandhopper91 — Thu, 23 May 2024 21:28:50 GMT

New member no prior relationship

Re: 2 approvals from Jovia Financial Credit Union

pizzadude — Thu, 23 May 2024 21:54:30 GMT

@Islandhopper91 wrote:
Applied for and received 2 approvals using the same TU hard pull.

Jovia advantage credit card 32,500 limit with 15.99 apr

PLOC - 20k with 13.24 APR
score at the of approvals 794.
Not bad at all, very friendly credit union.

Congrats on the double approvals ! It's interesting that your interest rates are similar for both CC and PLOC.

Re: 2 approvals from Jovia Financial Credit Union

Legally_Speaking2512 — Sat, 25 May 2024 05:37:28 GMT

Very nice indeed. Congrats on the approvals!

Re: 2 approvals from Jovia Financial Credit Union

CreditAggie — Wed, 29 May 2024 05:29:31 GMT

Congratulations on your Jovia FCU approvals!

Re: 2 approvals from Jovia Financial Credit Union

dpartn69 — Wed, 17 Jul 2024 21:39:17 GMT

Curious to know... when you got approved for the PLOC, how long did it take for them to email you loan docs to sign? I got approved for a PLOC 3 days ago (according to their status check. It was a manual approval). And its been 3 days and they still haven't emailed me any loan doc to sign. I was told when I chatted with them that I would get these...at some point. Appreciate knowing how long it took them for your approval? thanks

Re: 2 approvals from Jovia Financial Credit Union

Wavester64 — Thu, 18 Jul 2024 21:21:23 GMT

@Islandhopper91 wrote:
Applied for and received 2 approvals using the same TU hard pull.

Jovia advantage credit card 32,500 limit with 15.99 apr

PLOC - 20k with 13.24 APR
score at the of approvals 794.
Not bad at all, very friendly credit union.

Congrats!

What's the scoop with Jovia - what are their card benefits? Seems to be the FOTM this month

Re: 2 approvals from Jovia Financial Credit Union

SouthJamaica — Thu, 18 Jul 2024 21:35:52 GMT

@Wavester64 wrote:
@Islandhopper91 wrote:
Applied for and received 2 approvals using the same TU hard pull.

Jovia advantage credit card 32,500 limit with 15.99 apr

PLOC - 20k with 13.24 APR
score at the of approvals 794.
Not bad at all, very friendly credit union.
Congrats!

What's the scoop with Jovia - what are their card benefits? Seems to be the FOTM this month

The Advantage card is a non-rewards platinum card with a decent interest rate, and no balance transfer fees.

Re: 2 approvals from Jovia Financial Credit Union

Islandhopper91 — Fri, 19 Jul 2024 17:53:10 GMT

Took them literally forever to send over the docs for the PLOC . It was roughly 2-3 weeks. I called once about it and they said they were behind processing new accounts. It also took longer than expected for the credit card to arrive in the mail. On the flip side they are friendly and easy to deal with.