topic Re: Credit Karma Approval but no info? in Credit Card Approvals

Credit Karma Approval but no info?

AllyDais — Wed, 19 Jun 2024 01:52:41 GMT

I am in the process of rebuilding my credit and received outstanding odds on a few cards so I decided to just go for it. I know they aren't "good" cards, but I did it anyway. Credit Karma prepopulated my info and I was approved. There was no credit limit, no email, nothing. All I got for each card was a congrats message saying the card will be sent within 14 days. Is this normal? I didn't recieve a message from the card companies either. In fact, if I hadn't taken screenshots, I would think I made it all up in my head. Did anyone else experience something similar? Did you get your card?

Re: Credit Karma Approval but no info?

FlaDude — Wed, 19 Jun 2024 02:17:18 GMT

I've gotten loans through CK and each time hitting the "continue" button directed me to the lender's web site to fill in the application.

I've never gotten a card, but just tried going through the initial steps and got exactly the same, it took me to the issuer's page to fill in the app. Since each lender has a different process, it would help if you knew which cards you applied for. When I applied for loans, after I was approved, the full details were shown (interest rate, length, payment, etc.) and I had to agree to those to accept the loan. I'm surprised it would be any different for a card.

Re: Credit Karma Approval but no info?

AllyDais — Wed, 19 Jun 2024 02:25:29 GMT

It was a Destiny card and a Milestone card. I will put the screenshots.

Re: Credit Karma Approval but no info?

NoMoreE46 — Thu, 20 Jun 2024 17:32:26 GMT

Congrats.

If you are too anxious to wait for the card to arrive, try calling them to verify.

Re: Credit Karma Approval but no info?

coreyb80 — Thu, 20 Jun 2024 18:02:11 GMT

Congrats on the approvals!

Re: Credit Karma Approval but no info?

space-monkey — Thu, 20 Jun 2024 18:12:03 GMT

Um... you do realize that they probably charged you a "security deposit", right?

With Destiny... they will probably put a 175 charge on your 1st month statement
And with Milestone... they will probably put a 250 charge on your 1st month statement

Destiny is usually a 700 dollar limit
Milestone is usually a 1000 dollar limit

It varies from customer to customer, so maybe they didn't give you a security deposit.

But, odds are... they probably are going to charge you something on the 1st statement.

Having said that, for some people, this is still a good card to get when you're building credit. If you maintain good standing, then it will help build your credit in the future...

Re: Credit Karma Approval but no info?

AllyDais — Thu, 20 Jun 2024 18:13:23 GMT

😂 I don't know why I didn't think of this but I called and found out the limits and last 4 of the card numbers. Lol. Thank you for helping me with literal common sense

Re: Credit Karma Approval but no info?

AllyDais — Thu, 20 Jun 2024 18:21:20 GMT

Thank you for the insight.

Re: Credit Karma Approval but no info?

Zoostation1 — Thu, 20 Jun 2024 18:57:08 GMT

Congrats on the approvals, though I would generally not put a lot of stock going forward in the Credit Karma approval odds. For the most part it's mainly marketing because they want to get paid for referrals. You can make the case that if you see Karma guarantee that's a probable approval, but in general I would put little stock into the approval odds they provide. CK is best used primarily for monitoring Transunion and Equifax credit reports.

Re: Credit Karma Approval but no info?

cashorcharge — Sun, 23 Jun 2024 17:38:15 GMT

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Credit Karma Approval but no info?

CreditAggie — Tue, 25 Jun 2024 03:41:03 GMT

Congratulations on your approvals!

Re: Credit Karma Approval but no info?

Dancingbear45 — Wed, 26 Jun 2024 19:09:51 GMT

Congratulations on your approvals! Glad to hear that you were successful in contacting the banks and eliminating the confusion.

Re: Credit Karma Approval but no info?

TxM32 — Wed, 08 Jan 2025 22:27:41 GMT

Exact same thing for me. Did they ever come and what were the limits?

Re: Credit Karma Approval but no info?

SouthernSeaGypsy — Sun, 13 Jul 2025 03:04:12 GMT

Nope.. It's $5/month charged monthly the 1st year & annually going forward for mine.. Plus there's cash back rewards which is one reason I even applied..🤷‍♀️

Re: Credit Karma Approval but no info?

youngandcreditwrthy — Tue, 15 Jul 2025 19:27:05 GMT

that's because these cards have like a set limit I think.

I bet.. 90% chance you got 700-1000 on each. use them to raise your score and close them. Might as well go see if you can prequal for the Fortiva while you are at it.

Re: Credit Karma Approval but no info?

Aptiger — Wed, 16 Jul 2025 00:05:42 GMT

Congrats on the approvals!

Re: Credit Karma Approval but no info?

Tnosenzo — Wed, 13 Aug 2025 17:31:33 GMT

Did this arrive? I'm in the same boat. I know it's not great but I'm in the process of building my credit up.

Re: Credit Karma Approval but no info?

Yasselife — Wed, 13 Aug 2025 20:18:31 GMT

Congratulations! @AllyDais

Re: Credit Karma Approval but no info?

christine123 — Wed, 20 Aug 2025 23:21:31 GMT

This is what happened to me with the Bread financial AmEx. I was Approved by the lender but I had no idea what my credit line was. I received An email a couple days later with my credit line and a note that my card would be arriving in the mail. It was so weird. And I had a pre-approval from them.