topic Re: Amex Approved! in Credit Card Approvals

Amex Approved!

johngee9876 — Fri, 06 Sep 2024 01:31:58 GMT

So, I've posted before about wanting to get back with Amex. It was a personal goal of mine post BK 7

A few years back, I asked a family member to try adding me as an AU to see if I could backdoor my way in. No dice.

When Amex started doing softpull approvals, I would hit their site every 6 months or so and would always get the "previous bad relationship" decline

I called Amex at one point and inquired about paying them back the money I burned them for and the CSR was nice enough to give me all of the details I needed to do so but I haven't got around to it yet.

Then a few months ago, I got an offer for the Bread Amex from Comenity Bank. I applied and got approved for $8,500

It's not quite what I was hoping for as comebacks go but it's something.

On a whim this evening, I hit the preapproval for the first time in almost a year before bed and, much to my amazement, I was approved for $5k on the Blue Cash Card.

When I signed into the app, it has my original membership date of '99 even.

I am 7.5 years out from BK 7 with scores in the mid 700s and I'm legitimately wondering if the Bread Card got me back in their system enough to unblacklist me.

Re: Amex Approved!

MissLiz — Fri, 06 Sep 2024 01:36:21 GMT

Congratulations on your approval and getting back in with AMEX!

Re: Amex Approved!

Zeiram — Fri, 06 Sep 2024 08:47:46 GMT

@johngee9876 wrote:
So, I've posted before about wanting to get back with Amex. It was a personal goal of mine post BK 7

A few years back, I asked a family member to try adding me as an AU to see if I could backdoor my way in. No dice.
When Amex started doing softpull approvals, I would hit their site every 6 months or so and would always get the "previous bad relationship" decline
I called Amex at one point and inquired about paying them back the money I burned them for and the CSR was nice enough to give me all of the details I needed to do so but I haven't got around to it yet.

Then a few months ago, I got an offer for the Bread Amex from Comenity Bank. I applied and got approved for $8,500
It's not quite what I was hoping for as comebacks go but it's something.

On a whim this evening, I hit the preapproval for the first time in almost a year before bed and, much to my amazement, I was approved for $5k on the Blue Cash Card.

When I signed into the app, it has my original membership date of '99 even.

I am 7.5 years out from BK 7 with scores in the mid 700s and I'm legitimately wondering if the Bread Card got me back in their system enough to unblacklist me.

The Bread card just hard pulled me and they said that because I used a prepaid phone number on my fraud alert they couldn't verify my identity, so no card.

Re: Amex Approved!

Lurker22 — Fri, 06 Sep 2024 12:38:30 GMT

@johngee9876 wrote:
So, I've posted before about wanting to get back with Amex. It was a personal goal of mine post BK 7

A few years back, I asked a family member to try adding me as an AU to see if I could backdoor my way in. No dice.
When Amex started doing softpull approvals, I would hit their site every 6 months or so and would always get the "previous bad relationship" decline
I called Amex at one point and inquired about paying them back the money I burned them for and the CSR was nice enough to give me all of the details I needed to do so but I haven't got around to it yet.

Then a few months ago, I got an offer for the Bread Amex from Comenity Bank. I applied and got approved for $8,500
It's not quite what I was hoping for as comebacks go but it's something.

On a whim this evening, I hit the preapproval for the first time in almost a year before bed and, much to my amazement, I was approved for $5k on the Blue Cash Card.

When I signed into the app, it has my original membership date of '99 even.

I am 7.5 years out from BK 7 with scores in the mid 700s and I'm legitimately wondering if the Bread Card got me back in their system enough to unblacklist me.

your Comenity account had zero impact, AMEX doesn't know anything about it, it just processes across their network, so that was AmEx being forgiving but regardless CONGRATS!

Re: Amex Approved!

pizzadude — Fri, 06 Sep 2024 14:57:28 GMT

Congrats on the approval and getting back in with AMEX !

As mentioned above, the Comenity approval had no effect on this, it's not underwritten by AMEX but only uses their network.

How much did you burn AMEX for in your BK7 ?

Re: Amex Approved!

Yoshi1981 — Fri, 06 Sep 2024 15:14:30 GMT

Congrats on your Amex approval!

Re: Amex Approved!

cashorcharge — Fri, 06 Sep 2024 20:43:56 GMT

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Amex Approved!

keekers — Fri, 06 Sep 2024 20:46:18 GMT

Congrats.

Re: Amex Approved!

Rdbeetle — Sat, 07 Sep 2024 00:40:15 GMT

Congrats on your AMEX BCE approval!

Re: Amex Approved!

NoMoreDebt — Sat, 07 Sep 2024 00:59:59 GMT

Congrats

Re: Amex Approved!

johngee9876 — Sat, 07 Sep 2024 14:24:35 GMT

It was roughly $4200. I had a $4k limit and got hit with interest charges and late fees that put me over.

I don't know what was more surprising, THAT they approved me or that they gave me a higher CL than what I burned them for

@pizzadude wrote:
Congrats on the approval and getting back in with AMEX !

As mentioned above, the Comenity approval had no effect on this, it's not underwritten by AMEX but only uses their network.

How much did you burn AMEX for in your BK7 ?

Re: Amex Approved!

CreditAggie — Wed, 25 Sep 2024 05:14:53 GMT

Congratulations on your Amex approval!