topic Re: Capital One Quicksilver Approval after Ch 13 Bankruptcy in Credit Card Approvals

Capital One Quicksilver Approval after Ch 13 Bankruptcy

MsSecondChance — Thu, 19 Sep 2024 00:38:57 GMT

Hello Everyone,

I am new to the myFICO family after stalking the community posts for a couple of months.

I filed for Ch 13 on June 1, 2018 and it was Discharged on July 29, 2024. It now feels so great having no credit card debt and I never want to be in that pre-filing position again!

With that said, I wanted to have a credit card to help with my fico scores and to have on hand for booking certain reservations. So after reading some of the success stories and with much hesitency, because I thought I would be denied, I applied for and was surprisingly approved instantly for a Capital One Quicksilver card with a $3,000 limit.

I guess there really is life after bankruptcy!

Re: Capital One Quicksilver Approval after Ch 13 Bankruptcy

MissLiz — Thu, 19 Sep 2024 01:13:47 GMT

Congratulations on your discharge and your CapOne approval!

Re: Capital One Quicksilver Approval after Ch 13 Bankruptcy

RealEstateGuy89 — Thu, 19 Sep 2024 05:29:44 GMT

@MsSecondChance wrote:
Hello Everyone,
I am new to the myFICO family after stalking the community posts for a couple of months.
I filed for Ch 13 on June 1, 2018 and it was Discharged on July 29, 2024. It now feels so great having no credit card debt and I never want to be in that pre-filing position again!

With that said, I wanted to have a credit card to help with my fico scores and to have on hand for booking certain reservations. So after reading some of the success stories and with much hesitency, because I thought I would be denied, I applied for and was surprisingly approved instantly for a Capital One Quicksilver card with a $3,000 limit.
I guess there really is life after bankruptcy!

Welcome to the forum! You are in the best place you can be for anything FICO or credit card related. You will find that you will have many other good options open to you as well after completing your Chapter 13 BK.

Congratulations on your new Capital One credit card! That's a nice SL as well.

Re: Capital One Quicksilver Approval after Ch 13 Bankruptcy

Yoshi1981 — Thu, 19 Sep 2024 11:30:23 GMT

Congrats on your QS approval! 🎉🍾 Nice limit

Re: Capital One Quicksilver Approval after Ch 13 Bankruptcy

Snook_on_the_Line — Thu, 19 Sep 2024 11:57:45 GMT

Congrats on your approval.

and welcome to the forum

Re: Capital One Quicksilver Approval after Ch 13 Bankruptcy

coreyb80 — Thu, 19 Sep 2024 14:10:59 GMT

Congrats on the approval!

Re: Capital One Quicksilver Approval after Ch 13 Bankruptcy

MsSecondChance — Sat, 21 Sep 2024 01:51:38 GMT

Thank you everyone for all the kudos! I am looking forward to my journey of getting into the 800 club!

Re: Capital One Quicksilver Approval after Ch 13 Bankruptcy

Rdbeetle — Sat, 21 Sep 2024 03:05:56 GMT

Congrats on your Cap One approval! Yes, there is life after a BK and you are well on your way.

Re: Capital One Quicksilver Approval after Ch 13 Bankruptcy

azgal — Sat, 21 Sep 2024 03:19:56 GMT

Congratulations!

Re: Capital One Quicksilver Approval after Ch 13 Bankruptcy

NoMoreDebt — Sun, 22 Sep 2024 15:38:53 GMT

Congrats

Re: Capital One Quicksilver Approval after Ch 13 Bankruptcy

CreditAggie — Sat, 28 Sep 2024 05:40:35 GMT

Congratulations on your Capital One Quicksilver approval!

Re: Capital One Quicksilver Approval after Ch 13 Bankruptcy

firefox100 — Sat, 28 Sep 2024 07:28:14 GMT

Congratulations on your Capital one Quicksilver approval, and your Discharge enjoy it have fun. Also welcome to to the fico boards.

Re: Capital One Quicksilver Approval after Ch 13 Bankruptcy

visionsdivine — Sat, 28 Sep 2024 19:52:32 GMT

My Chapter 13 was discharged in December 2022, and I'm up to 11 credit cards with $70k in credit limits. It gets easier to get approved after the first year post-discharge.

Re: Capital One Quicksilver Approval after Ch 13 Bankruptcy

MsSecondChance — Sat, 05 Oct 2024 22:40:47 GMT

Thanks Everyone!

I appreciate the support and encouragement with this journey!

Re: Capital One Quicksilver Approval after Ch 13 Bankruptcy

MartyWrite75 — Sun, 06 Oct 2024 11:42:15 GMT

Congratulations on your approval!

Re: Capital One Quicksilver Approval after Ch 13 Bankruptcy

Rbow — Sat, 02 Nov 2024 17:18:21 GMT

I just did the same and received the same. Congratulations on completing your 13. It was rough. I was discharged a week ago. Only up from here!!