topic Re: Wells Fargo Reflect $20k in Credit Card Approvals

Wells Fargo Reflect $20k

frugal47374 — Thu, 26 Sep 2024 14:52:29 GMT

Applied today and was immediately approved for $20,000 credit limit.

Some data points that might help others:

Overall utilization 2%. Largest utilization 69%. 4 credit cards with balances (2 less than $100). FICO Experian (from Wells Fargo site) 795.

Last year I was rejected for Active Cash card. Reasons given were too high balances (my maximum was 72%) and too many accounts with balances (I think I had 11-14...mostly small rewards deals for small purchases.)

Another point of interest...when I did the prequalify at Wells Fargo, when I denied access to my location with the popup, no cards were listed. When I did it again allowing access to my location, 7 cards were listed.

Re: Wells Fargo Reflect $20k

Snook_on_the_Line — Thu, 26 Sep 2024 15:28:45 GMT

Way to go.

Nice sl.

How's your profile look as far as inqs and new accounts?

Re: Wells Fargo Reflect $20k

cashorcharge — Thu, 26 Sep 2024 16:42:36 GMT

That's terrific!! Congratulations on your Approval!! 👏🏼🍾🥂

Re: Wells Fargo Reflect $20k

Rdbeetle — Thu, 26 Sep 2024 16:54:49 GMT

Congrats on your WF Reflect approval!

Re: Wells Fargo Reflect $20k

NoMoreDebt — Fri, 27 Sep 2024 10:21:59 GMT

Congrats

Re: Wells Fargo Reflect $20k

MissLiz — Fri, 27 Sep 2024 12:02:17 GMT

Congratulations on your nice Wells approval!

Re: Wells Fargo Reflect $20k

frugal47374 — Fri, 27 Sep 2024 13:09:45 GMT

One new account in the past 12 months which generated an inquiry.

Previous 12 months 1 new account and 2 inquiries.

Re: Wells Fargo Reflect $20k

user979797 — Fri, 27 Sep 2024 13:29:36 GMT

Congrats on your terrific approval and SL with Wells Fargo

Re: Wells Fargo Reflect $20k

firefox100 — Fri, 27 Sep 2024 15:25:37 GMT

Congratulations on your wf approval, nice starting cl enjoy it have fun.

Re: Wells Fargo Reflect $20k

keekers — Fri, 27 Sep 2024 17:33:10 GMT

Congrats.

Re: Wells Fargo Reflect $20k

CreditAggie — Sat, 28 Sep 2024 06:29:42 GMT

Congratulations on your Wells Fargo Reflect approval!