topic Re: Citi Double Cash Approval! in Credit Card Approvals

Citi Double Cash Approval!

Jenmarick — Mon, 30 Sep 2024 11:48:23 GMT

I'd just made a post about the Amex HH approval & couldn't sleep so I was going through the posts reading & digesting knowdge on that card. I'd been considering a balance transfer card for quite some time & so I did some research on that too.

I have only one HP but I can't remember on which report. No HP showed up for the Amex HH and so I went with applying for the Citi DC & was approved with an SL of $3k. I'll get the bonus first and then do a BT from another card to take advantage of the BT offer.

Citi pulled Experian & my email said I have a 679. I have an old 30 day late from last July & an account (closed in 2020 but reporting current) but no other baddies. I'll be sockdrawering some other cards & push the Citi DC and Amex HH to the front to take advantage of the rewards & well.....they're better cards.

Re: Citi Double Cash Approval!

Snook_on_the_Line — Mon, 30 Sep 2024 12:15:19 GMT

Congrats on you approval.

Re: Citi Double Cash Approval!

Yoshi1981 — Mon, 30 Sep 2024 14:03:28 GMT

Congrats on your Citi DC approval! 🎉🍾

Re: Citi Double Cash Approval!

Jenmarick — Mon, 30 Sep 2024 21:09:38 GMT

Thank y'all!

Re: Citi Double Cash Approval!

MySunrise271 — Mon, 30 Sep 2024 22:13:57 GMT

Congratulations on your Citi DC approval 🎉🎉🎉

Re: Citi Double Cash Approval!

firefox100 — Mon, 30 Sep 2024 23:27:03 GMT

First congratulations on your Citi double cashback MC creditcard approval. I would not take a balance transfer on your Citi creditcard because for example lets say you transfer 1K from card which has credit line of 3K then your UL will 33% on one creditcard with fico score of 670 that is going to kill your fico scores and ther banks may take AA action and Citi may not increase your credit limit, I would try to grow your limits and increase your fico scores over time.

Fico cores over 800 and total cl of 320K limit and oweing less then 2.3K.

Re: Citi Double Cash Approval!

Jenmarick — Tue, 01 Oct 2024 01:20:25 GMT

@firefox100 wrote:
First congratulations on your Citi double cashback MC creditcard approval. I would not take a balance transfer on your Citi creditcard because for example lets say you transfer 1K from card which has credit line of 3K then your UL will 33% on one creditcard with fico score of 670 that is going to kill your fico scores and ther banks may take AA action and Citi may not increase your credit limit, I would try to grow your limits and increase your fico scores over time.

Fico cores over 800 and total cl of 320K limit and oweing less then 2.3K.

Thank you! Oh man! That was the whole purpose of me getting the card but I shall listen to your wisdom & just hustle to pay my other balances down sooner rather than BT'ing. I was a little disappointed at the SL but still grateful to get the approval with intentions on growing the limit. Thank you for your knowledge! I'll do as you recommend.

Re: Citi Double Cash Approval!

firefox100 — Tue, 01 Oct 2024 01:29:22 GMT

What I recommend is put spend on the card then pay it off before it reports do this for about 7 months then request credit increase from Citi, it is soft pull. Good luck again.

Re: Citi Double Cash Approval!

keekers — Tue, 01 Oct 2024 04:06:02 GMT

Congrats.

Re: Citi Double Cash Approval!

cashorcharge — Wed, 02 Oct 2024 16:51:34 GMT

That's great! Congratulations on your approval!! 👏🏼🥂

Re: Citi Double Cash Approval!

NoMoreDebt — Thu, 03 Oct 2024 01:18:24 GMT

Congrats

Re: Citi Double Cash Approval!

CreditAggie — Mon, 21 Oct 2024 05:37:21 GMT

Congratulations on your Citi Double Cash approval!