topic Re: USBank - a pair of SP CLI's in Credit Card Approvals

USBank - a pair of SP CLI's

FICO-Quest — Sun, 20 Oct 2024 20:05:15 GMT

Out of boredom while logged in to my USBank accounts I decided to request a couple of CLI's on my USBank cards. The first one - my Altitude Connect card - a SP CLI of $5K, taking the card from $10K to $15K. The second - my Altitude Reserve - a SP CLI of $1.5K, taking the card from $23.5K to a nice round $25K.

Re: USBank - a pair of SP CLI's

Rdbeetle — Sun, 20 Oct 2024 21:00:48 GMT

Congrats on the CLIs! USBank will only do CLIs by HP for me now. So, my card will stay at $15k

Re: USBank - a pair of SP CLI's

NoMoreDebt — Sun, 20 Oct 2024 23:00:48 GMT

Congrats

Re: USBank - a pair of SP CLI's

cashorcharge — Sun, 20 Oct 2024 23:10:34 GMT

That’s Terrific!! Congratulations on your Approvals!!👏🏼🍾🥂

Re: USBank - a pair of SP CLI's

Thomas_Thumb — Mon, 21 Oct 2024 00:34:31 GMT

@FICO-Quest wrote:
Out of boredom while logged in to my USBank accounts I decided to request a couple of CLI's on my USBank cards. The first one - my Altitude Connect card - a SP CLI of $5K, taking the card from $10K to $15K. The second - my Altitude Reserve - a SP CLI of $1.5K, taking the card from $23.5K to a nice round $25K.

Nice, SP CLIs are the way to go. I never received any auto CLIs and used SP CLIs to reach my CL goals.

Re: USBank - a pair of SP CLI's

Jordan23ww — Mon, 21 Oct 2024 02:28:15 GMT

Congratulations on both of your soft pull limit increases!

Re: USBank - a pair of SP CLI's

Creditwiser — Mon, 21 Oct 2024 09:36:58 GMT

Congrats on your SP CLI's !

Re: USBank - a pair of SP CLI's

CYBERSAM — Mon, 21 Oct 2024 16:57:57 GMT

Congrats on your USBank SP CLI 🤑👍👍

Its not easy to get CLIs out US bank!

Re: USBank - a pair of SP CLI's

FICO-Quest — Mon, 21 Oct 2024 18:16:55 GMT

Both USBank cards get some steady low to moderate usage - not a big amount - typically $500-$1K/mo each (a special big purchase once or twice a year). The Altitude Reserve is my go-to for Costco purchases @3% using mobile wallet. Balances always paid-in-full.

I tried requesting a CLI on the Altitude Connect about 7 months after the previous CLI, and was denied after a TU HP was stopped by a frozen file. The letter I received from them said I wasn't eligible to request again for at least 6 months, but here we are 3 months later with a successful SP CLI.

Re: USBank - a pair of SP CLI's

Wavester64 — Mon, 21 Oct 2024 21:18:38 GMT

@Rdbeetle wrote:
Congrats on the CLIs! USBank will only do CLIs by HP for me now. So, my card will stay at $15k

Was wondering - why? Why did they stop doing SP CLI requests for you?

Re: USBank - a pair of SP CLI's

CreditAggie — Mon, 02 Dec 2024 03:59:49 GMT

Congratulations on your US Bank CLIs!