topic Re: Citi Custom Cash approval in Credit Card Approvals

Citi Custom Cash approval

KatzNDawgs — Fri, 29 Nov 2024 19:05:28 GMT

Throwing my DP out there in case it helps anyone. unfroze CR to check for Chase offers (I burned them almost 10 yr ago, they won't even give me a checking account yet). Chase was no on anything, so on a whim checked out Citi pre-approvals. Never had a Citi card, but had my eye on the custom cash as future possibility.

Was pre-approved for it (among other Citi cards), so pulled the trigger and got a yes. Pulled EQ, DP:

EQ FICO8 = 669

EQ HP 1/6, 1/12, 4/24

Last 30 day late dropped off 10/23

AoYA 6 mo

AAoA 8yr 1mo

AoOA 16yr 9mo

Util 35%

Income 85K

Starting CL of $3200

Was expecting much lower starting CL with approval, but also got SUB of $200 with 1.5K spend in 6 months and 0% APR for 15 months.

Re: Citi Custom Cash approval

MsSecondChance — Fri, 29 Nov 2024 21:13:09 GMT

Congratulations!

Re: Citi Custom Cash approval

JoeRockhead — Sat, 30 Nov 2024 00:55:25 GMT

Pretty nice approval, congratulations!

Re: Citi Custom Cash approval

Snook_on_the_Line — Sat, 30 Nov 2024 01:04:46 GMT

Congrats on your approval.

Re: Citi Custom Cash approval

Patient957 — Sat, 30 Nov 2024 02:27:30 GMT

Congrats!

Surprised to hear Cap 1 is still mad after 10 years. I thought I read they are pretty forgiving.

Re: Citi Custom Cash approval

NoMoreDebt — Sat, 30 Nov 2024 12:43:25 GMT

congrats

Re: Citi Custom Cash approval

yam1rts — Sat, 30 Nov 2024 15:19:24 GMT

Thats a great SL, if you optimize your rewards you’ll be spending only $500 which will report 16% Utilization. Big Congratulations 🎉

Re: Citi Custom Cash approval

cashorcharge — Sat, 30 Nov 2024 17:26:53 GMT

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Citi Custom Cash approval

CreditAggie — Mon, 02 Dec 2024 07:06:11 GMT

Congratulations on your Citi Custom Cash approval!

Re: Citi Custom Cash approval

LRC — Mon, 09 Dec 2024 08:25:27 GMT

Congrats! I really enjoy my Citi custom cash--I'm sure it will for you, too!!

Re: Citi Custom Cash approval

coreyb80 — Mon, 09 Dec 2024 15:52:21 GMT

Congrats!

Re: Citi Custom Cash approval

TyrannicalDuncery3 — Wed, 25 Dec 2024 07:46:25 GMT

Great job, well done!!!!

Did you have any prior Citi relationship like banking or brokerage?

Re: Citi Custom Cash approval

KatzNDawgs — Wed, 25 Dec 2024 16:00:34 GMT

@TyrannicalDuncery3 wrote:
Great job, well done!!!!

Did you have any prior Citi relationship like banking or brokerage?

Thanks! And that was my first attempt at anything with Citi.

Re: Citi Custom Cash approval

youngandcreditwrthy — Wed, 25 Dec 2024 16:31:15 GMT

Congrats @KatzNDawgs My profile is almost identical to yours score wise!

could you post the pre approval link? I can't find it any where on their site. When you're around the 660-680.. its so tough and you don't wanna waste hard pulls.

Re: Citi Custom Cash approval

KatzNDawgs — Wed, 25 Dec 2024 19:12:27 GMT

@youngandcreditwrthy wrote:
Congrats @KatzNDawgs My profile is almost identical to yours score wise!

could you post the pre approval link? I can't find it any where on their site. When you're around the 660-680.. its so tough and you don't wanna waste hard pulls.

Sure, this is the link. I had several cards I was pre-approved for, but went with just one at first, will try for another about 6 mo after the first and done with SUB. Good luck if you try it out!

https://online.citi.com/US/ag/cards/pre-screen

Re: Citi Custom Cash approval

mgood — Wed, 25 Dec 2024 19:58:20 GMT

Congrats! One of my favorite cards. I may need to get some more of them some day.