topic Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓 in Credit Card Approvals

Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

CookieMonster1 — Wed, 11 Dec 2024 18:40:34 GMT

Just sitting here minding my daily business, when I went to CreditKarma and saw my odds for the Amazon Prime Visa as Excellent. That was the first time I ever had any offers from Chase since they were included for $50K in my 10/2019 chp7 bk and though I’m 5yrs 2mos past filing, I’m not yet 5yrs past discharge. Plus I don’t believe half of what I see on CK.

So I head over to MyFico and begin my research and figured I’d be a solid decline based on what I read, but ‘tis the season so...

I started at the Chase website to do the pre approval, no joy, but I was all in so I selected the Amazon Prime Visa, which redirected me over to Amazon to complete the app which I did, and submitted. I fully expected a "Decline" so imagine my surprise when it said….Congratulations, you’re approved! 🤓 CL $4800. Holy cow. And the $150 sub was immediately available. Also, $50 for any referrals who are approved so of course I send to DH who was also approved for $10K! I can’t believe Chase let us back in with ANY of their cards.

Merry Christmas to me! So grateful ☺️

DP’s:

Chp 7 - BK Filed 10/2019, DC 01/2020

FICO 8 Scores as of 12/11/2024

EX - 713 EQ - 695 TU - 692

Util 6% (using a 0% BT promo)

Experian Inquiries in 12mos : 5

Total CL: $351K - including $10K Syncrony Amazon Store card Chase Amazon Visa

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

MsSecondChance — Wed, 11 Dec 2024 23:14:45 GMT

That's an awesome approval for Chase with the bankruptcy! Congratulations to you and DH! 🥳

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

ocheosa — Thu, 12 Dec 2024 00:13:31 GMT

Congratulations!!!

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

CookieMonster1 — Thu, 12 Dec 2024 15:31:31 GMT

You could have knocked me over with a feather! 🤭 Thank you @MsSecondChance

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

CookieMonster1 — Thu, 12 Dec 2024 15:37:57 GMT

@ocheosa Thank you!

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

ocheosa — Thu, 12 Dec 2024 17:45:39 GMT

@CookieMonster1 If your home looks anything like mine on a weekly basis, especially during the holidays, ...beware of cutie porch pirates! Happy Holiday Season! 🐻

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

CookieMonster1 — Thu, 12 Dec 2024 17:43:22 GMT

@ocheosa That's is too adorable! 😲😁 Happy Holidays to you too!🎄🎁

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

cashorcharge — Thu, 12 Dec 2024 19:22:38 GMT

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

CookieMonster1 — Thu, 12 Dec 2024 19:36:48 GMT

Thank you @cashorcharge ☺️

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

yam1rts — Fri, 13 Dec 2024 04:31:10 GMT

Honestly, I think you were lucky because 5 years into the BK with 50k C/O, Congratulations.

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

CookieMonster1 — Fri, 13 Dec 2024 15:32:27 GMT

@yam1rts wrote:
Honestly, I think you were lucky because 5 years into the BK with 50k C/O, Congratulations.

Thank you! I may very well have been lucky, but the fact that CK showed excellent odds and my DH also got approved (our bk was joint), might add up to a targeted marketing that worked. 🤷🏽‍♀️ YEMV

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

SouthJamaica — Fri, 13 Dec 2024 20:03:50 GMT

Wow. That's excellent. Congratulations.

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

Anonymous514 — Sat, 14 Dec 2024 08:24:11 GMT

Seems to be the new 'normal' Same situation for me I was BK7 discharged 08/2019 and just got approved for the same amount a couple weeks ago. Congrats! Out of curiosity did you include chase in bk? Because I did lol for this exact card

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

CookieMonster1 — Sat, 14 Dec 2024 18:36:14 GMT

@SouthJamaica wrote:
Wow. That's excellent. Congratulations.

Thank you and Merry Christmas 🎄🙏🏾

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

CookieMonster1 — Sat, 14 Dec 2024 18:40:39 GMT

@Anonymous514 wrote:
Seems to be the new 'normal' Same situation for me I was BK7 discharged 08/2019 and just got approved for the same amount a couple weeks ago. Congrats! Out of curiosity did you include chase in bk? Because I did lol for this exact card

Yes, they were IIB to the tune of $50K. I had United Mileage Plus personal, business and this Amazon Prime card. I'm so glad to be back in. Congratulations to you as well! 🎄

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

citymunky — Sat, 14 Dec 2024 19:34:26 GMT

From "No pre approval" to Approved. Congrats!!

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

CookieMonster1 — Sun, 15 Dec 2024 15:29:29 GMT

@citymunky wrote:
From "No pre approval" to Approved. Congrats!!

I'm still amazed! Thank you 🤓

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

CreditMagic7 — Sun, 15 Dec 2024 15:32:23 GMT

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

CookieMonster1 — Sun, 15 Dec 2024 15:51:50 GMT

@CreditMagic7 wrote:

Love this! Thank you and Merry Christmas 🎄😊

Re: Amazon Prime Visa Approval w/bk reporting!!🎉 🤓

CreditAggie — Mon, 16 Dec 2024 00:16:31 GMT

Congratulations on your Prime Visa approval!