topic Re: BMO Cash Back Credit Card in Credit Card Approvals

BMO Cash Back Credit Card

AzCreditGuy — Fri, 17 Jan 2025 22:58:59 GMT

I have a BMO Checking account that was recenty opened 2 DD doing to the account so far, I decided to apply for my last CC on my spree. I received we dont have enough on you BS and a letter will be sent to me? Really?

Didnt expect that, but they hit my TU account, which now it has 2 and no bigge as EX has 2 and EQ has 1. But I am done with the credit spree and will be going back in the garden

Re: BMO Cash Back Credit Card

fullstackdev — Thu, 23 Jan 2025 17:55:12 GMT

Thanks for sharing. Interested to learn why they denied because I too have a checking account with them and am planning to apply for one of their cards this spring or summer.

Re: BMO Cash Back Credit Card

AzCreditGuy — Fri, 24 Jan 2025 01:45:08 GMT

Update

I was approved for the Cashback CC with a SL of $12k. I have to say the BMO process is long, took 6 days to get approved and no communication from BMO. I thought I was denied, unsure why the took so long?

Dont expect a quick response from BMO, but I have a better CL than my new Chase edge and Citi SYW cards put together...

Re: BMO Cash Back Credit Card

fullstackdev — Fri, 24 Jan 2025 02:07:59 GMT

Very nice approval, congrats!

Re: BMO Cash Back Credit Card

Dcowboy08 — Sun, 26 Jan 2025 18:00:36 GMT

Grats on the delayed approval.