topic Re: AMEX Gold - Instant Approval in Credit Card Approvals

AMEX Gold - Instant Approval

mAtchew — Thu, 06 Feb 2025 15:37:23 GMT

Decided to bite the bullet after going back and forth the last few days. I already have a relationship with AMEX with my Hilton Honors card, although that one rarely gets used. No bad marks. I think I spent about $5k on it total during 2024. Household income is $105k, all three credit scores are 790+ (sometimes over 800). No deragotory marks at all, average age of accounts is 7 years, 3 months.

This card will be my standard grocery + restaurant card for me and my wife going forward. I think will be able to meet the $6k spend in 6 months to get the 60k points sign-up bonus without issue considering our monthly grocery bill is somewhere around $600-800 for our family of four. I am a little sad though as I just went back to the AMEX website to check some categorical information, and my targeted sign-up bonus was upgraded to 75k

Re: AMEX Gold - Instant Approval

Rebuild2019 — Thu, 06 Feb 2025 15:50:18 GMT

Congratulations on your approval @mAtchew

Re: AMEX Gold - Instant Approval

FlaDude — Thu, 06 Feb 2025 17:14:07 GMT

Congrats on the approval! Hopefully some of the other benefits work for you (Uber, dining) to help offset the AF.

Re: AMEX Gold - Instant Approval

Creditwiser — Thu, 06 Feb 2025 17:29:09 GMT

Congrats on your Amex approval !

Re: AMEX Gold - Instant Approval

GZG — Thu, 06 Feb 2025 18:11:18 GMT

congrats on the approval!!

feel free to make a post and ask what the current highest offers are for amex cards, you could have gotten 90 or 100k , next time though

there's always 175k amex points waiting on you if you get the plat in the future!

Re: AMEX Gold - Instant Approval

CreditMagic7 — Thu, 06 Feb 2025 18:37:52 GMT

Congratulations on your Amex GOLD card approval

Re: AMEX Gold - Instant Approval

mAtchew — Thu, 06 Feb 2025 21:46:51 GMT

@GZG wrote:
congrats on the approval!!

feel free to make a post and ask what the current highest offers are for amex cards, you could have gotten 90 or 100k , next time though

there's always 175k amex points waiting on you if you get the plat in the future!

Dang, don't tell me that! I thought I did good enough research before applying. Apparently not..

Re: AMEX Gold - Instant Approval

mAtchew — Thu, 06 Feb 2025 21:48:46 GMT

@FlaDude wrote:
Congrats on the approval! Hopefully some of the other benefits work for you (Uber, dining) to help offset the AF.

Yeah, I already got the card added to my wallet so I was able to use it at Dunkin this morning and Five Guys for lunch

I am going to make sure that annual fee is complete taken care of for sure. I will see how we do with MR regarding the amount of groceries + restaurants we go through.

Re: AMEX Gold - Instant Approval

jcar — Thu, 06 Feb 2025 22:49:08 GMT

Awesome, congratulations on the Amex Gold!

Re: AMEX Gold - Instant Approval

tbgothard — Mon, 10 Feb 2025 03:30:17 GMT

Don't be too concerned about the MR targeted bonus. There will always be options to earn more points.

I did my Plat and best I found was 100k + 9 bonus points on restaurants for first 6 months via a Resy offer. A few days later I was looking at offers for other cards and it then showed the 125k for the Platinum after not being there when I was ready to apply.

Re: AMEX Gold - Instant Approval

StrongerReturn2018 — Mon, 10 Feb 2025 05:54:35 GMT

Re: AMEX Gold - Instant Approval

mAtchew — Tue, 11 Feb 2025 15:45:32 GMT

@tbgothard wrote:
Don't be too concerned about the MR targeted bonus. There will always be options to earn more points.

I did my Plat and best I found was 100k + 9 bonus points on restaurants for first 6 months via a Resy offer. A few days later I was looking at offers for other cards and it then showed the 125k for the Platinum after not being there when I was ready to apply.

Yeah, I hear you. Nothing I can do about it now, so no worries. I should be able to hit the $6k spending easily, probably before the 6 months, honestly.

Re: AMEX Gold - Instant Approval

CorpCrMgr1 — Tue, 11 Feb 2025 16:17:01 GMT

Congratulations!

Re: AMEX Gold - Instant Approval

Barky — Sat, 15 Feb 2025 16:03:23 GMT

This post warms me to the cockles of my Gen Z heart!

Re: AMEX Gold - Instant Approval

cashorcharge — Thu, 13 Feb 2025 23:50:59 GMT

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Re: AMEX Gold - Instant Approval

CreditAggie — Mon, 24 Feb 2025 06:09:51 GMT

Congratulations on your Amex Gold approval!

Re: AMEX Gold - Instant Approval

dfwxjer — Mon, 24 Feb 2025 16:33:16 GMT

Congrats, the Amex Gold is a great card.