topic Re: Capital One Venture CLI!!! in Credit Card Approvals

Capital One Venture CLI!!!

vinster95 — Fri, 26 Apr 2024 13:49:23 GMT

Hey everyone! Got some great news last night! I was approved for the Capital One Venture card last week with a $3000 limit. Last night I was just like "ya know, let me just see if I happen to get a CLI. You never know." My first thought was I want 15k. My second thought was "be a little realistic... want 10." My third thought was "they're not going from 3 to 10, so ask for 8 and see what they give, if anything." So I put in that I wanted a 5000 increase to raise my limit from 3k to 8k. They asked what I plan I spending per month and I said 4k. Instant approval! My new limit is now 8k!!!

I was going to exit out of it thinking if they'll approve this, maybe I can get more. But I didn't want to risk backing out, then the offer being gone, then next time I try it's lower. So hopefully I didn't "leave money on the table" by not knowing how it works exactly. But very exciting news! That's now my highest limit card! Excited to see it hopefully grow! Thanks everyone for all the advice on here!

Re: Capital One Venture CLI!!!

keekers — Fri, 26 Apr 2024 14:01:30 GMT

Congrats.

Re: Capital One Venture CLI!!!

Linnaea — Fri, 26 Apr 2024 14:07:43 GMT

👏 congratulations that's amazing. Any data points 👉?

Re: Capital One Venture CLI!!!

FicoMike0 — Fri, 26 Apr 2024 14:18:15 GMT

Congratulations! Great cli! Not the Capone I know. Do you suppose they're more generous on venture than quicksilver?

Re: Capital One Venture CLI!!!

vinster95 — Fri, 26 Apr 2024 14:22:13 GMT

Thank you! Sorry, I’m new to a lot of the credit terms haha. What do you mean by data points? If you mean like what my scores are, I don't know exactly what they came up for for them, but on the myfico app my fico scores are Ex 783, EQ 803, TU 798. 15 percent UTL I believe.

Re: Capital One Venture CLI!!!

vinster95 — Fri, 26 Apr 2024 14:25:37 GMT

Thank you! I’m probably not the best person to ask this since I’m pretty new to a lot of things with credit. But I’m included to say I personally would assume so, since Venture is one of their "higher tier" cards if I remember correctly. So naturally I'd assume maybe they're more likely to give a big CLI to Venture over Quicksilver, Venture X over regular Venture, etc... Like I said, I can't confirm that and it's pure speculation. Maybe someone else can answer that one! Thats just my thoughts!

Re: Capital One Venture CLI!!!

Wu-Credit — Fri, 26 Apr 2024 15:25:05 GMT

Congratulations on the well deserved CLI!!!

Re: Capital One Venture CLI!!!

CorpCrMgr1 — Fri, 26 Apr 2024 16:06:28 GMT

Congratulations on your CLI!

Re: Capital One Venture CLI!!!

cashorcharge — Fri, 26 Apr 2024 16:13:41 GMT

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Capital One Venture CLI!!!

CYBERSAM — Fri, 26 Apr 2024 16:37:04 GMT

Congrats on your Capital One Venture CLI 🤑👍

Re: Capital One Venture CLI!!!

NoMoreE46 — Fri, 26 Apr 2024 17:15:55 GMT

Congrats on the C1 CLI - especially given that you just opened this card a week ago.

Re: Capital One Venture CLI!!!

coreyb80 — Fri, 26 Apr 2024 17:40:53 GMT

Congrats on the increase!

Re: Capital One Venture CLI!!!

Creditwiser — Fri, 26 Apr 2024 17:49:20 GMT

Very nice - Congrats on some Cap 1 Luv !

Re: Capital One Venture CLI!!!

user979797 — Fri, 26 Apr 2024 20:18:06 GMT

Congrats on your increase

Re: Capital One Venture CLI!!!

Zoostation1 — Fri, 26 Apr 2024 22:27:22 GMT

Congrats on the approval! Do you have any info as to what your scores were and clean/dirty profile etc? If not that's ok, but the more you have the more we can learn from it.

Re: Capital One Venture CLI!!!

NoMoreDebt — Fri, 26 Apr 2024 23:16:24 GMT

congrats

Re: Capital One Venture CLI!!!

nytokyobred79 — Sat, 27 Apr 2024 03:38:55 GMT

@vinster95 Fantastic news. I'm glad that you went ahead and hit that button. I know how we were discussing if there are any risks of hitting it too much in your other thread. Well, glad you went ahead and struck it

Re: Capital One Venture CLI!!!

bytechma — Sat, 27 Apr 2024 04:28:53 GMT

@vinster95 Congrats on the CLI!!! that is a nice bump.

Re: Capital One Venture CLI!!!

CreditAggie — Sun, 28 Apr 2024 20:21:32 GMT

Congratulations on your Cap One Venture CLI!

Re: Capital One Venture CLI!!!

vinster95 — Mon, 29 Apr 2024 08:06:09 GMT

Thank you! I appreciate it! I’m not sure what Capital One saw my scores as, but according to my Fico scores on this site, they are currently Ex 783, EQ 803, TU 798. 15 percent UTL. 2 inquiries on EX, 1 each on EQ and TU (those inquiries include the Venture inquiries). So if they're using current scores, I’m guessing those are the ones they saw As for "dirty profile", if you mean like any latenesses, bankruptcies, or any derogatory marks, I have none of any of those. Hope this info helps