topic Re: Navy Federal cashRewards 3x CLI! in Credit Card Approvals

Navy Federal cashRewards 3x CLI!

Luminosa — Thu, 13 Mar 2025 19:34:18 GMT

Hi, all!

I was one of the few people with a cashRewards card who didn't get the new 2% cash back rate when Navy Federal introduced the new rewards structure last fall. Of course, they introduced the new structure right after I did my last CLI. My 6-month waiting period for a CLI request ended on the 11th, so I decided to apply, not expecting too much.

I was surprised to see this morning that NFCU had not only given me the $5,000 limit I needed to earn 2% back, but they'd actually tripled my credit limit from $3,000 to $9,000!

For some extra data points:

• I haven't been applying for credit for a while (0/6, 0/12, 2/24).

• I've paid this card in full every month and have reported 22 months of perfect behavior.

• I reported income of just under $27,000.

• I don't have the exact FICO score NFCU saw when evaluating my CLI request (since they no longer give FICO 9 scores to cardholders), but my scores usually sit around 750-760.

IMG_3893.jpeg

Re: Navy Federal cashRewards 3x CLI!

cashorcharge — Thu, 13 Mar 2025 17:45:45 GMT

Nicely done!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Navy Federal cashRewards 3x CLI!

GZG — Thu, 13 Mar 2025 18:24:08 GMT

congrats, very nice CLI!!

I'd contact them and see how soon you can get the new card and ensure you're earning at the 2% rate !!

Re: Navy Federal cashRewards 3x CLI!

Creditwiser — Thu, 13 Mar 2025 19:59:37 GMT

Congrats on your Navy CLI !

Re: Navy Federal cashRewards 3x CLI!

CreditMagic7 — Thu, 13 Mar 2025 21:14:56 GMT

Congratulations on your NOV 22 CLI.jpg NEW CLI

Re: Navy Federal cashRewards 3x CLI!

CreditAggie — Thu, 13 Mar 2025 21:34:43 GMT

Congratulations on your NFCU 3X CLI!

Re: Navy Federal cashRewards 3x CLI!

NoMoreDebt — Sat, 15 Mar 2025 12:36:14 GMT

Congrats

Re: Navy Federal cashRewards 3x CLI!

user979797 — Sat, 15 Mar 2025 16:37:58 GMT

That is terrific congratulations on your wonderful increase with Navy 🎉

Re: Navy Federal cashRewards 3x CLI!

credit8502020 — Sat, 29 Mar 2025 23:19:50 GMT

@Luminosa wrote:
Hi, all!

I was one of the few people with a cashRewards card who didn't get the new 2% cash back rate when Navy Federal introduced the new rewards structure last fall. Of course, they introduced the new structure right after I did my last CLI. My 6-month waiting period for a CLI request ended on the 11th, so I decided to apply, not expecting too much.

I was surprised to see this morning that NFCU had not only given me the $5,000 limit I needed to earn 2% back, but they'd actually tripled my credit limit from $3,000 to $9,000!

For some extra data points:
• I haven't been applying for credit for a while (0/6, 0/12, 2/24).
• I've paid this card in full every month and have reported 22 months of perfect behavior.
• I reported income of just under $27,000.
• I don't have the exact FICO score NFCU saw when evaluating my CLI request (since they no longer give FICO 9 scores to cardholders), but my scores usually sit around 750-760.
IMG_3893.jpeg

@Luminosa Congrats on the CLI!!!

Re: Navy Federal cashRewards 3x CLI!

Rebuild2019 — Sat, 29 Mar 2025 23:38:32 GMT

Congratulations on your CLI @Luminosa

Re: Navy Federal cashRewards 3x CLI!

firefox100 — Sun, 30 Mar 2025 00:02:14 GMT

Congratulations on your 3X credit increase fromNavy enjoy it.