topic Re: Automatic cli Bread rewards in Credit Card Approvals

Automatic cli Bread rewards

SUPERSQUID — Wed, 12 Mar 2025 19:39:48 GMT

I was just checking my accounts the other day and I noticed my limit on this card was 4650.

My previous limit was 4k. I did not request a cli, I have the card about 2 years and always have a balance.

Re: Automatic cli Bread rewards

Rebuild2019 — Wed, 12 Mar 2025 22:16:33 GMT

Congratulations on your Auto CLI.

Re: Automatic cli Bread rewards

youngandcreditwrthy — Thu, 13 Mar 2025 13:01:36 GMT

I really want this card @Rebuild2019 and I get pre approved for it with a soft pull for about 3000 then becuase of Lexis nexis and the three or so accounts Ive opened in the last six months, they always end up denying me after the prequal for 3k. It soooo weird. I dislike lexis nexis and I dislike sagestream.

oof CONGRATS :-) I think the rewards are STELLAR on this card.

Re: Automatic cli Bread rewards

SUPERSQUID — Thu, 13 Mar 2025 15:34:26 GMT

@youngandcreditwrthy wrote:
I really want this card @Rebuild2019 and I get pre approved for it with a soft pull for about 3000 then becuase of Lexis nexis and the three or so accounts Ive opened in the last six months, they always end up denying me after the prequal for 3k. It soooo weird. I dislike lexis nexis and I dislike sagestream.

oof CONGRATS :-) I think the rewards are STELLAR on this card.

The great thing about this card is its 3 pct cb for utility bills, and 3 pct cb for groceries.

I think I started out with a 3k sl in 2022 and built up to 4650.

The interest rate is high though.

Re: Automatic cli Bread rewards

cashorcharge — Thu, 13 Mar 2025 17:46:16 GMT

Nicely done!! Congratulations on your auto-CLI!!👏🏼🍾🥂

Re: Automatic cli Bread rewards

CreditAggie — Thu, 13 Mar 2025 21:30:47 GMT

Congratulations on your Bread Rewards auto-CLI!

Re: Automatic cli Bread rewards

NoMoreDebt — Sat, 15 Mar 2025 12:36:45 GMT

Congrats

Re: Automatic cli Bread rewards

firefox100 — Sat, 15 Mar 2025 12:52:59 GMT

Congratulations on your auto cli, I have the same card with 12.850 limit, enjoy it have fun at it.

Re: Automatic cli Bread rewards

firefox100 — Sat, 15 Mar 2025 12:57:54 GMT

Question please are you saying you get 3 points cash back for groceries I thought it was 2% cash back for every thing.

Re: Automatic cli Bread rewards

user979797 — Sat, 15 Mar 2025 13:18:03 GMT

That is terrific auto cli surprises are the best. Congratulations 🎉

Re: Automatic cli Bread rewards

Rebuild2019 — Sat, 15 Mar 2025 20:20:36 GMT

I think Bread sent me a PreApproval mailer for this card, but I tossed it because I wanted to apply with Chase. Maybe I should look at the rewards again.

Re: Automatic cli Bread rewards

Anonymous — Sat, 15 Mar 2025 21:27:02 GMT

@firefox100 wrote:
Question please are you saying you get 3 points cash back for groceries I thought it was 2% cash back for everything.

@firefox100

The Bread Cashback is:

2% flat

The Bread Rewards is:

x3 points at gas, grocery, restaurants, and utility purchases.
x1 point everything else
25% extra points every billing cycle with 20 or more swipes (Points: 3.75 - 1.25)

And either card give the honor of being in with Comenity

Re: Automatic cli Bread rewards

TyrannicalDuncery3 — Sun, 16 Mar 2025 01:32:46 GMT

Congrats!!! Appreciate the DP.

Re: Automatic cli Bread rewards

SUPERSQUID — Sun, 16 Mar 2025 06:40:31 GMT

@firefox100 wrote:
Question please are you saying you get 3 points cash back for groceries I thought it was 2% cash back for every thing.

There are 2 Bread AMEX cards, one is light blue ( Bread rewards AMEX) 3 pct cb on some categories and 1 pct on everything and the other card is dark blue ( Bread cashback AMEX) which gives 2 pct cb on everything. I have both, Bread cashback AMEX 8000 cl, and Bread rewards AMEX 4650 limit. both have a fairly high interest rate though.

Re: Automatic cli Bread rewards

firefox100 — Sun, 16 Mar 2025 11:01:22 GMT

Ok thank you I have the Bread cashback which gives2% cashback on every thing. The high intrest rate does not hurt me in any way I pay off the balance every month. I would not get the other card which gives 3%, better card.the savor mastercard gives 3% back on groceries and eating out and some other categories it is much better card capital one credits payments right away.my

Re: Automatic cli Bread rewards

CreditMagic7 — Sun, 27 Apr 2025 23:39:46 GMT

Congratulations on your NEW Increase Approval!

Re: Automatic cli Bread rewards

chamathkari — Sun, 27 Apr 2025 23:48:40 GMT

Congratulations on your CLI.