topic Re: Apple Card CLI in Credit Card Approvals

Apple Card CLI

NoMoreE46 — Sat, 26 Apr 2025 17:59:57 GMT

Tagging @Aim_High on this.

Got a $2000 CLI this month.
I had tried two other times but was denied. The DP that I believe is pertinent here is the Spend/CL percentage. In my prior requests, my spend (since the last CLI) was 16% and 30%
This past month, my spend reached 33%; my CLwas increased to $19000.

Re: Apple Card CLI

CreditMagic7 — Sat, 26 Apr 2025 19:01:33 GMT

Congrats that your Apple Card CLI came through for you this time

Re: Apple Card CLI

user979797 — Sun, 27 Apr 2025 01:57:36 GMT

Congratulations on your increase 🎇

Re: Apple Card CLI

CreditAggie — Mon, 28 Apr 2025 00:35:40 GMT

Congratulations on your Apple Card CLI!

Re: Apple Card CLI

cashorcharge — Mon, 28 Apr 2025 19:11:55 GMT

Nicely done!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Apple Card CLI

Aim_High — Thu, 16 Oct 2025 20:24:44 GMT

@NoMoreE46 wrote:
Tagging @Aim_High on this.

Got a $2000 CLI this month.
I had tried two other times but was denied. The DP that I believe is pertinent here is the Spend/CL percentage. In my prior requests, my spend (since the last CLI) was 16% and 30%
This past month, my spend reached 33%; my CLwas increased to $19000.

Congrats on your Apple Card CLI, @NoMoreE46!

Thanks for the data-point tag and my apologies for the belated reply. I've been away from the forums.

Interesting that you got the CLI at 33%, as that was around what I had expected as an upper cap. Instead, my last CLI required 42% before they would allow an increase. Either way, they certainly have tightened their lending!

Re: Apple Card CLI

CYBERSAM — Thu, 16 Oct 2025 20:45:24 GMT

Congrats on your 🍏CLI! 🤑👍

Re: Apple Card CLI

LivingTheAmericanDream — Fri, 17 Oct 2025 00:01:17 GMT

Congrats! And thanks for the data points Enjoy 🤙

Re: Apple Card CLI

Total_Synergy — Sat, 18 Oct 2025 00:02:00 GMT

Congrats @NoMoreE46 !! Based on your DP of 33% monthly spend, I may just continue settling for $500 'pity-CLIs'. At least until Chase (?) takes over.

Re: Apple Card CLI

NoMoreE46 — Sat, 18 Oct 2025 01:28:46 GMT

Glad that you had a chance to stop back in here @Aim_High !

It seems that there is an escalating requirement for CLI as the limit gets robust.

Re: Apple Card CLI

Aim_High — Sat, 25 Oct 2025 02:09:52 GMT

@NoMoreE46 wrote:
Glad that you had a chance to stop back in here @Aim_High !
It seems that there is an escalating requirement for CLI as the limit gets robust.

I'm glad to be back, although not on again every day yet.

Yes, that dilemma is true with Goldman Sachs and any of the cards that tie CLI to spending; the higher the limit gets, eventually most of us will tap-out on our ability to generate sufficient spend for CLI, even if shifting spend to that card temporarily. In my case, I've got it up to $46K. I was trying to get to $50K or higher. I try to use the 3% categories. I don't mind using it for 2% on Apple Pay even though I can do a little better elsewhere. But running it up to the higher limits often requires some (~shudder~) 1% spend on the physical card. It's funny, though. I remember when getting 1% on my Discover card was awesome! Lol. Things change.