topic Re: Credit Card Spree (Big Boy limits) 20k+ Haul in Credit Card Approvals

Credit Card Spree (Big Boy limits) 20k+ Haul

CreditNoob — Sat, 31 May 2025 01:25:58 GMT

I finally got some big boy credit limits:

Approved Applications

Navy Federal cashRewards: $11,000 SL

Dover FCU Cash Rewards: $5200 SL

Capital One Savor: $4000 (This one was a shocker. I was pre-approved and they just said I can claim the card based off the pre approval.)

Prime Visa: $500 (Not much of a big boy limit. I contacted the recon line to see if I can increase the SL as I have another chase card with a higher limit. They are reviewing the request.)

Still Pending a Decision

PenFed Pathfinder: Under Review

Amex Blue Cash Everday: Under Review

FirstTech CU Cash Rewards: Under Review

Denied Applications

Bilt Mastercard: Denied

My Credit Scores are reflected below and were the scores I had when I applied to all of these products. One the one in review come back with decision I will be gardening for 24 months.

Update:

PenFed Pathfinder: Denied (Too many inquiries which was expected.)

Amex Blue Cash Everday: Approved with just 1k SL

FirstTech CU Cash Rewards: Denied (Too many inquiries which was expected.)

Re: Credit Card Spree (Big Boy limits) 20k+ Haul

LivingTheAmericanDream — Fri, 30 May 2025 15:28:11 GMT

Congratulations! All will grow with you 👍

Re: Credit Card Spree (Big Boy limits) 20k+ Haul

Creditwiser — Fri, 30 May 2025 16:13:51 GMT

Congrats on your successful spree !

Re: Credit Card Spree (Big Boy limits) 20k+ Haul

FicoMike0 — Fri, 30 May 2025 16:42:36 GMT

Congratulations!

Quite a spree.

Re: Credit Card Spree (Big Boy limits) 20k+ Haul

cashorcharge — Fri, 30 May 2025 16:53:42 GMT

Nicely done!! Congratulations on all your Approvals!!👏🏼🍾🥂

Re: Credit Card Spree (Big Boy limits) 20k+ Haul

coreyb80 — Fri, 30 May 2025 19:36:08 GMT

Congrats on the approvals!

Re: Credit Card Spree (Big Boy limits) 20k+ Haul

Varsity_Lu — Fri, 30 May 2025 19:56:56 GMT

👍🏼

Re: Credit Card Spree (Big Boy limits) 20k+ Haul

AndySoCal — Sat, 31 May 2025 00:29:01 GMT

Congratulations on your approvals! As an observation and in no way is it a criticism you have quite bit of overlap in the type of reward card you applied and or approved for. The NFCU, Dover and First Technolgy CU cards are basically 2% cash back cards. That said I hope these cards grow with you.

Re: Credit Card Spree (Big Boy limits) 20k+ Haul

Zoostation1 — Sat, 31 May 2025 05:10:36 GMT

Congrats on the approvals!

Re: Credit Card Spree (Big Boy limits) 20k+ Haul

Thomas_Thumb — Sat, 31 May 2025 23:56:01 GMT

@CreditNoob wrote:
I finally got some big boy credit limits:

Approved Applications
Navy Federal cashRewards: $11,000 SL
Dover FCU Cash Rewards: $5200 SL
Capital One Savor: $4000
Prime Visa: $500 (Not much of a big boy limit. I contacted the recon line to see if I can increase the SL as I have another chase card with a higher limit. They are reviewing the request.)

Denied Applications
Bilt Mastercard: Denied

Once the ones in review come back with decision I will be gardening for 24 months.

Update:
PenFed Pathfinder: Denied (Too many inquiries which was expected.)
Amex Blue Cash Everday: Approved with just 1k SL
FirstTech CU Cash Rewards: Denied (Too many inquiries which was expected.)

Congrats, you crushed it!

Now protect those SLs by showing some use but keep any reported balances to low utilization levels. Charge cautiously and avoid any more HPs or new accounts.

Be careful so you don't get flagged as high risk of being a bust out candidate. Those that get tagged often have accounts shutdown.

Time to update your signature.

Re: Credit Card Spree (Big Boy limits) 20k+ Haul

mgood — Sat, 31 May 2025 16:14:56 GMT

Congrats!

@CreditNoob wrote:

Prime Visa: $500 (Not much of a big boy limit. I contacted the recon line to see if I can increase the SL as I have another chase card with a higher limit. They are reviewing the request.)

If they don't increase it at Recon, no problem. Chase is really easy to work with on moving limits around if you want to move some of the limit off of your other Chase card and on to this one.

@CreditNoob wrote:
Amex Blue Cash Everday: Approved with just 1k SL

My BCP (recently changed to BCE) started with a 1k limit. About a year later it became my highest CL at 27k. They can grow fast.

Re: Credit Card Spree (Big Boy limits) 20k+ Haul

Varsity_Lu — Sat, 31 May 2025 16:36:26 GMT

@mgood wrote:
Congrats!

@CreditNoob wrote:
Amex Blue Cash Everday: Approved with just 1k SL
My BCP (recently changed to BCE) started with a 1k limit. About a year later it became my highest CL at 27k. They can grow fast.

3x every 90 days! This is the way.

Re: Credit Card Spree (Big Boy limits) 20k+ Haul

Gregory1776 — Sat, 31 May 2025 18:44:01 GMT

How is PenFed even considering CLIs??

Re: Credit Card Spree (Big Boy limits) 20k+ Haul

CreditNoob — Sun, 15 Jun 2025 03:53:17 GMT

@mgood Suprisingly recon went through and Chase increased my limit on the Prime Visa to $1,500.

Re: Credit Card Spree (Big Boy limits) 20k+ Haul

mgood — Sun, 15 Jun 2025 11:15:52 GMT

@CreditNoob wrote:
@mgood Suprisingly recon went through and Chase increased my limit on the Prime Visa to $1,500.

Congrats! Doesn't hurt to ask. Sometimes it pays off.

Re: Credit Card Spree (Big Boy limits) 20k+ Haul

Meanmchine — Sun, 15 Jun 2025 22:54:09 GMT

Nice approvals. Congrats

Re: Credit Card Spree (Big Boy limits) 20k+ Haul

chamathkari — Sun, 22 Jun 2025 00:16:50 GMT

Congratulations on your Approval spree.