topic Re: Macy's American Express in Credit Card Approvals

Macy's American Express

christine123 — Wed, 28 May 2025 21:08:53 GMT

Hello!

I was pre-qualified for the Macy's Amex and store card. I applied and was told "We need more info to make a credit decision at this time." Then there was a phone number to call. I closed the app before writing down the number. My questions are: 1) am I most likely denied? and 2) how do I find out who to call? Is it even worth it or do I just take the loss at this point.

Re: Macy's American Express

Jeffster1 — Wed, 28 May 2025 22:44:38 GMT

Call Macy's Credit Services' phone number. In all likelihood, they just have to verify identity. The Macy's Amex is well worth it, even if they start you out with a small limit. Treat the card right and the CL will grow quickly with SPs.

Re: Macy's American Express

christine123 — Wed, 28 May 2025 22:55:27 GMT

@Jeffster1 wrote:
Call Macy's Credit Services' phone number. In all likelihood, they just have to verify identity. The Macy's Amex is well worth it, even if they start you out with a small limit. Treat the card right and the CL will grow quickly with SPs.

Ok thank you! I will do that today

Re: Macy's American Express

christine123 — Wed, 28 May 2025 23:29:11 GMT

@Jeffster1 wrote:
Call Macy's Credit Services' phone number. In all likelihood, they just have to verify identity. The Macy's Amex is well worth it, even if they start you out with a small limit. Treat the card right and the CL will grow quickly with SPs.

I wanted to thank you. I called And was approved over the phone. It's a low SL but I know it will grow fast

Re: Macy's American Express

Jeffster1 — Thu, 29 May 2025 03:18:55 GMT

@christine123 wrote:
@Jeffster1 wrote:
Call Macy's Credit Services' phone number. In all likelihood, they just have to verify identity. The Macy's Amex is well worth it, even if they start you out with a small limit. Treat the card right and the CL will grow quickly with SPs.

I wanted to thank you. I called And was approved over the phone. It's a low SL but I know it will grow fast

@christine123 Congrats!