topic Re: Chase freedom flex in Credit Card Approvals

Chase freedom flex

Cindy90 — Sun, 15 Jun 2025 05:00:58 GMT

Finally got down to 4/24 and saw I was pre-approved with Chase. However disappointed I only got a $5,500 SL.

Re: Chase freedom flex

Varsity_Lu — Sun, 15 Jun 2025 11:07:30 GMT

Congrats! I hope you are joking about being disappointed. Be grateful and enjoy the 5% back.

Re: Chase freedom flex

firefox100 — Sun, 15 Jun 2025 12:43:14 GMT

Congrats, enjoy it.

Re: Chase freedom flex

Copenix — Mon, 16 Jun 2025 10:39:00 GMT

Congrats on your approval. 5k is not a bad SL though. Enjoy your new card.

Re: Chase freedom flex

USMCOne — Mon, 16 Jun 2025 16:41:37 GMT

Congrats!

The 5500 probably reflects the fact that in past 24 months plus you have opened up those lines of credit. Getting past that does not equate to a 50k SLI. Give it time itll build up.

Re: Chase freedom flex

coreyb80 — Mon, 16 Jun 2025 19:35:18 GMT

Congrats on the approval!

Re: Chase freedom flex

cashorcharge — Tue, 24 Jun 2025 00:33:23 GMT

WOOHOO!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Chase freedom flex

CreditMagic7 — Tue, 22 Jul 2025 00:16:30 GMT

Congratulations on the newest Approval!

Re: Chase freedom flex

Windchill92 — Thu, 24 Jul 2025 01:48:07 GMT

Congrats! $5.5k isn't a bad SL.

We've seen much worse...frequently $2k and even down to $500.

Re: Chase freedom flex

TrapLine — Thu, 24 Jul 2025 09:03:49 GMT

@Cindy90

A long observation ... in looking around it appears that Chase issues the higher credit lines/limits on their annual fee cards. The no AFs seem to receive a more conservative approach especially with a new card holder. Chase looks at performance and newness to credit in the early part of their relationships.

It looks like they reward increases after a few months of utilization. Go after an increase once you are established. Good starting limit. There have been a few $500s around for the beginning CLs.

Re: Chase freedom flex

Owner — Fri, 01 Aug 2025 16:21:43 GMT

Good! But I would ask, did you have a Chase checking & savings? Checking with a few uses a month? Chase large approvals must have uses with their accounts for, say, $25k+ approvals (along with all other common sense qualifications) . Always a few exceptions, but for the masses.

For readers here, take a deep dive into any credit card you may apply for (much more than what people are stating). $50 bucks up to $5k will only skyrocket your utilization, which will keep those low approvals going. There are always exceptions, but for the masses, it's true. Just trying to help a few.

Re: Chase freedom flex

Rebuild2019 — Sat, 23 Aug 2025 17:35:35 GMT

Congratulations @Cindy90 on your Chase card

Re: Chase freedom flex

Yasselife — Sat, 23 Aug 2025 19:00:44 GMT

Congrats 🎉🎊 @Cindy90