topic Re: Back from the dead approval in Credit Card Approvals

Back from the dead approval

Meanmchine — Sun, 22 Jun 2025 17:38:50 GMT

A month ago, I cold apped for the G-Bank Siggy Visa card. Was approved for $9.6k "subject to identity verification."

Chiit.

I got a bad feeling. They asked me to take a phote of ID with my phone and then did a 30 second facial selfie

UNABLE TO VERIFY

My phone cameras are a piece of krapp.

I called cust service and asked if I could redo the verification with a different phone. I was told once it is denied because for verification, the app is closed and cant be appealed.

I said skrew it and apped for and approved for USBank Alt Go card.

Fast forward to yesterday when I got an email from G-Bank telling me my application has been APPROVED. Card should arrive in 7 days.

Separate email was a link where I could get full account details and start using account immediately.

Their online account setup is kinda screwey. Took a bit to finish it. Example, you cant activate your account unless you select a pin for atm withdrawls. ( I think their credit card and debit card activation share the same activation program)

Approved for the original $9.6k, Apr unknown. HP Experian 838 pulled

Re: Back from the dead approval

FicoMike0 — Sun, 22 Jun 2025 19:41:54 GMT

Congratulations!

Re: Back from the dead approval

MsSecondChance — Sun, 22 Jun 2025 23:04:45 GMT

Congratulations! 🥳

Re: Back from the dead approval

JoeRockhead — Mon, 23 Jun 2025 00:01:33 GMT

Congratulations on your approval revived from the grave!

Re: Back from the dead approval

firefox100 — Mon, 23 Jun 2025 01:34:26 GMT

Congrats on getting the GBank visa, I got a Preapproval letter from them did not go through the process I have skittish feeling about this bank. I do not want to take the chance that I would have problem with visual verification I am blind and my eyes do not focus, Couple months ago I renewed my passport and had problem with face scan was able to over come this US gov by signing that I am blind don't think that it would be that easy with G Bank.

Re: Back from the dead approval

Copenix — Mon, 23 Jun 2025 06:14:54 GMT

Interesting verification process. But glad it turned out well for you in the end.

Congrats on both approvals! Enjoy your new cards.

Re: Back from the dead approval

Dcowboy08 — Mon, 23 Jun 2025 09:49:42 GMT

Gratz! It reminds me of when the warning says... Do Not Hit Button More Than Once... and eight cups of coffee have kicked in...

Re: Back from the dead approval

Meanmchine — Mon, 23 Jun 2025 19:06:37 GMT

@Dcowboy08 wrote:
Gratz! It reminds me of when the warning says... Do Not Hit Button More Than Once... and eight cups of coffee have kicked in...

Or it tells you not to refresh the page but the wheel has been spinning for 15 minutes

Re: Back from the dead approval

cashorcharge — Tue, 24 Jun 2025 00:36:54 GMT

WOOHOO!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Back from the dead approval

zerofire — Thu, 26 Jun 2025 17:14:20 GMT

Congratulations on your new found liquidity!

I see someone has decided to follow in my footsteps with GBank. Be aware that this card is seriously missing certain features that would make it worth using compared to other 2% cards. You cannot do most servicing like change the due date, changing products(no other accounts), CLi's, etc. The issuer is reasonably easy to approve and I guess the verification is not that hard. I did have a better camera though perhaps.

Personally I like the white card design that reminds me of Blispay and the fact that now you can say your a real G.

Re: Back from the dead approval

Meanmchine — Fri, 27 Jun 2025 00:21:29 GMT

@zerofire wrote:
Congratulations on your new found liquidity!
I see someone has decided to follow in my footsteps with GBank. Be aware that this card is seriously missing certain features that would make it worth using compared to other 2% cards. You cannot do most servicing like change the due date, changing products(no other accounts), CLi's, etc. The issuer is reasonably easy to approve and I guess the verification is not that hard. I did have a better camera though perhaps.

Personally I like the white card design that reminds me of Blispay and the fact that now you can say your a real G.

I apped for this card after seeing your post. I too liked the design. For some reason, I never jumped on the Blispay train as I rarely carry a balance and so I never had the need for a hidden TL.

Re: Back from the dead approval

zerofire — Fri, 27 Jun 2025 23:51:59 GMT

@Meanmchine wrote:
@zerofire wrote:
Congratulations on your new found liquidity!
I see someone has decided to follow in my footsteps with GBank. Be aware that this card is seriously missing certain features that would make it worth using compared to other 2% cards. You cannot do most servicing like change the due date, changing products(no other accounts), CLi's, etc. The issuer is reasonably easy to approve and I guess the verification is not that hard. I did have a better camera though perhaps.

Personally I like the white card design that reminds me of Blispay and the fact that now you can say your a real G.
I apped for this card after seeing your post. I too liked the design. For some reason, I never jumped on the Blispay train as I rarely carry a balance and so I never had the need for a hidden TL.

You seam to be mistaken. Blispay was not a hidden TL. It reported like every other credit card. The main trick with Blispay was that any transaction $199+ or maybe $200+ would get an automatic 6mo period of 0% for repayment. As you can imagine most of the cash quickly got tied up in the loans while card holders got 2% back on everything. Also the APR for the time was quite reasonable at ~19% Fixed so some people just let purchases go for years without repayment. The only thing better is because so few people got it the card number would have lots of zero's in it. For example my Blispay card number had 6 zero's right in the middle and an additional zero at the end. Was super fun entering it online.

Re: Back from the dead approval

Meanmchine — Sat, 28 Jun 2025 06:27:21 GMT

@zerofire wrote:
@Meanmchine wrote:
@zerofire wrote:
Congratulations on your new found liquidity!
I see someone has decided to follow in my footsteps with GBank. Be aware that this card is seriously missing certain features that would make it worth using compared to other 2% cards. You cannot do most servicing like change the due date, changing products(no other accounts), CLi's, etc. The issuer is reasonably easy to approve and I guess the verification is not that hard. I did have a better camera though perhaps.

Personally I like the white card design that reminds me of Blispay and the fact that now you can say your a real G.
I apped for this card after seeing your post. I too liked the design. For some reason, I never jumped on the Blispay train as I rarely carry a balance and so I never had the need for a hidden TL.
You seam to be mistaken. Blispay was not a hidden TL. It reported like every other credit card. The main trick with Blispay was that any transaction $199+ or maybe $200+ would get an automatic 6mo period of 0% for repayment. As you can imagine most of the cash quickly got tied up in the loans while card holders got 2% back on everything. Also the APR for the time was quite reasonable at ~19% Fixed so some people just let purchases go for years without repayment. The only thing better is because so few people got it the card number would have lots of zero's in it. For example my Blispay card number had 6 zero's right in the middle and an additional zero at the end. Was super fun entering it online.

Blispay was released sometime in April 2016. Starting 9/2016 is when Blispay started reporting to EX. MyFicoers flocked to this card because it was a hidden TL. It was the FOTM for quite a while. The appeal wasnt beause of promo financing. There were other 2% cards out there ( Citi Double Cash, Penfed Power Cash card to name a few ). Another 2%er was not in itself the cause of the stampede. It was the hidden TL.

https://ficoforums.myfico.com/t5/Credit-Cards/BLISPAY-HIDDEN-TRADELINE-STATUS-UPDATE/m-p/4756593#M1383476

https://ficoforums.myfico.com/t5/Credit-Cards/Blispay-Is-now-reporting-on-my-Experian-CR/td-p/4736902/highlight/true/page/6

Re: Back from the dead approval

ocheosa — Sun, 29 Jun 2025 18:15:58 GMT

Congrats!! Better late than never!!

Re: Back from the dead approval

Anonymous — Fri, 04 Jul 2025 15:46:10 GMT

Congratulations!

Re: Back from the dead approval

firefox100 — Mon, 07 Jul 2025 13:53:26 GMT

Just a reminder any comments about how the card is working and has any one requested increase yet thank you. Just wateing to see what others thing of G bank visa creditcard before going for the card.

Re: Back from the dead approval

zerofire — Tue, 08 Jul 2025 17:22:25 GMT

GBank does not offer CLi's. What you get as an SL is it. At least that was what I was told by the rep when I tried to adjust the due date by calling in.

Re: Back from the dead approval

firefox100 — Fri, 25 Jul 2025 11:33:48 GMT

Yesterday got another pre approval offer from G bank for their visa creditcard, would you guys mind giving any comments and experiences about this card and doing business with G Bank thank you.