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    <title>topic Re: Vantage West CU coming in Clutch! in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6831715#M899116</link>
    <description>&lt;P&gt;Congratulations on your approval! 🥳&lt;/P&gt;</description>
    <pubDate>Wed, 09 Jul 2025 01:09:55 GMT</pubDate>
    <dc:creator>MsSecondChance</dc:creator>
    <dc:date>2025-07-09T01:09:55Z</dc:date>
    <item>
      <title>Vantage West CU coming in Clutch!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6831578#M899093</link>
      <description>&lt;P&gt;Wanted to add a data point. I refinanced my truck with Vantage West last month. They gave me a great rate and the process was incredibly easy. Under the pre approved offers in their credit section on the online portal I saw 2 preapproved CC offers. I applied for the Visa Signature rewards and was approved within 24 hours. Here's the best part: they used the hard pull from the truck refinance. Starting credit limit 8k. 0% for 12 months. Very pleased. They also pulled TU for the refinance, score just over 700 located in Texas.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 08 Jul 2025 13:54:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6831578#M899093</guid>
      <dc:creator>aplast</dc:creator>
      <dc:date>2025-07-08T13:54:44Z</dc:date>
    </item>
    <item>
      <title>Re: Vantage West CU coming in Clutch!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6831616#M899098</link>
      <description>&lt;P&gt;WOOHOO!! Congratulations on your Approval!!&lt;SPAN&gt;👏🏼🍾🥂&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 08 Jul 2025 17:03:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6831616#M899098</guid>
      <dc:creator>cashorcharge</dc:creator>
      <dc:date>2025-07-08T17:03:22Z</dc:date>
    </item>
    <item>
      <title>Re: Vantage West CU coming in Clutch!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6831618#M899099</link>
      <description>&lt;P&gt;Congratulations&amp;nbsp;on your new found liquidity!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Always good to get that unexpected new friend in the CU world.&lt;/P&gt;</description>
      <pubDate>Tue, 08 Jul 2025 17:19:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6831618#M899099</guid>
      <dc:creator>zerofire</dc:creator>
      <dc:date>2025-07-08T17:19:33Z</dc:date>
    </item>
    <item>
      <title>Re: Vantage West CU coming in Clutch!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6831715#M899116</link>
      <description>&lt;P&gt;Congratulations on your approval! 🥳&lt;/P&gt;</description>
      <pubDate>Wed, 09 Jul 2025 01:09:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6831715#M899116</guid>
      <dc:creator>MsSecondChance</dc:creator>
      <dc:date>2025-07-09T01:09:55Z</dc:date>
    </item>
    <item>
      <title>Re: Vantage West CU coming in Clutch!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6832338#M899219</link>
      <description>&lt;P&gt;&lt;SPAN&gt;Congratulations on your Approval!&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 13 Jul 2025 04:11:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6832338#M899219</guid>
      <dc:creator>CreditMagic7</dc:creator>
      <dc:date>2025-07-13T04:11:25Z</dc:date>
    </item>
    <item>
      <title>Re: Vantage West CU coming in Clutch!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6832353#M899225</link>
      <description>&lt;P&gt;Congratulations nice going enjoy it all.&lt;/P&gt;</description>
      <pubDate>Sun, 13 Jul 2025 12:19:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6832353#M899225</guid>
      <dc:creator>firefox100</dc:creator>
      <dc:date>2025-07-13T12:19:51Z</dc:date>
    </item>
    <item>
      <title>Re: Vantage West CU coming in Clutch!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6832705#M899269</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/594268"&gt;@aplast&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Wanted to add a data point. I refinanced my truck with Vantage West last month. They gave me a great rate and the process was incredibly easy. Under the pre approved offers in their credit section on the online portal I saw 2 preapproved CC offers. I applied for the Visa Signature rewards and was approved within 24 hours. Here's the best part: they used the hard pull from the truck refinance. Starting credit limit 8k. 0% for 12 months. Very pleased. They also pulled TU for the refinance, score just over 700 located in Texas.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Congratulations on the approvals.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm a Vantage West member and have been very satisfied.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Too bad they're geo-fenced again.&lt;/P&gt;</description>
      <pubDate>Tue, 15 Jul 2025 19:58:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6832705#M899269</guid>
      <dc:creator>SouthJamaica</dc:creator>
      <dc:date>2025-07-15T19:58:57Z</dc:date>
    </item>
    <item>
      <title>Re: Vantage West CU coming in Clutch!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6832731#M899273</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/875377"&gt;@SouthJamaica&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/594268"&gt;@aplast&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Wanted to add a data point. I refinanced my truck with Vantage West last month. They gave me a great rate and the process was incredibly easy. Under the pre approved offers in their credit section on the online portal I saw 2 preapproved CC offers. I applied for the Visa Signature rewards and was approved within 24 hours. Here's the best part: they used the hard pull from the truck refinance. Starting credit limit 8k. 0% for 12 months. Very pleased. They also pulled TU for the refinance, score just over 700 located in Texas.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Congratulations on the approvals.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm a Vantage West member and have been very satisfied.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Too bad they're geo-fenced again.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Also too bad they nerfed their best card to oblivion lol.&amp;nbsp; I still have membership as was in AZ visiting parents and got past the whole verification/chexsys stuff but knew the nerf was coming so opted not to apply for the CC and just put 100 in shared savings for hopefully better things to come.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also congrats OP enjoy the card off the same HP and the good auto rate.&lt;/P&gt;</description>
      <pubDate>Tue, 15 Jul 2025 21:58:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6832731#M899273</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2025-07-15T21:58:44Z</dc:date>
    </item>
    <item>
      <title>Re: Vantage West CU coming in Clutch!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6832746#M899275</link>
      <description>&lt;P&gt;Congrats!&lt;/P&gt;</description>
      <pubDate>Wed, 16 Jul 2025 00:02:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Vantage-West-CU-coming-in-Clutch/m-p/6832746#M899275</guid>
      <dc:creator>Aptiger</dc:creator>
      <dc:date>2025-07-16T00:02:24Z</dc:date>
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