topic Re: Costco Visa Approval in Credit Card Approvals

Costco Visa Approval

Throttle — Fri, 18 Jul 2025 00:51:53 GMT

I applied for the Costco Visa several times over the past few years but was consistently denied. I haven’t applied for any credit since March when i was approved for the Smartly card pre nerf.

Today, I noticed on the Credit Karma app that the Costco Visa’s approval odds changed from "fair" to "good." I got a little trigger happy as this was the first time i've seen it say good, so I cold apped. I was instantly approved for a $5,000 credit limit. They pulled my Experian report (I’m in Illinois). My FICO 8 score on Experian’s website was 695, with 0 inquiries in the past 12 months. Also i'm currently LOL/12 for new accounts.

Re: Costco Visa Approval

LivingTheAmericanDream — Fri, 18 Jul 2025 01:09:38 GMT

Congratulations! Always nice to be recognized for responsibility and diligence

Re: Costco Visa Approval

FicoMike0 — Fri, 18 Jul 2025 01:13:22 GMT

Congratulations!

Re: Costco Visa Approval

gingerflower — Fri, 18 Jul 2025 04:39:04 GMT

Congratulations on your Citi Costco approval.

Re: Costco Visa Approval

Rebuild2019 — Fri, 18 Jul 2025 06:39:44 GMT

Congratulations @Throttle

Re: Costco Visa Approval

Copenix — Fri, 18 Jul 2025 09:26:57 GMT

Nice. Congrats on your approval.

Re: Costco Visa Approval

Creditwiser — Fri, 18 Jul 2025 17:54:45 GMT

Very nice , congrats !

Re: Costco Visa Approval

firefox100 — Sat, 19 Jul 2025 20:23:06 GMT

Congratulations on your approval, enjoy all that shopping have fun at.