topic Re: Capital One Savor For Good Credit in Credit Card Approvals

Capital One Savor For Good Credit

Mike1014805 — Tue, 23 Sep 2025 13:05:00 GMT

(For some Context, I declared BK7 and was discharged in May 2024. I burned CapitalOne in my BK7 for about $8,000)

So back in April 2025 I was pre-approved for the SavorOne card with Capitalone. They kept sending me emails and notifications on the app that I had a pre-approval offer. So I went ahead and applied, and was instantly approved for $750. I also have the Quicksilver Card that I opened in September of 2025 that was immediately bucketed with a $300 limit. (I mention this card for context). Then last month (August 2025), I got notifications again that I was Pre-Approved, but this time for the Savor for Good Credit, Quicksilver for Good Credit, VentureOne, and Platinum Card. I decided before I open ANOTHER Capitalone card, I wait for 12 months on my Quicksilver to see if I'd finally get approved for a CLI. Well 12 months just passed, and I'm still stuck at $300, which means it's "permanently"stuck at that limit.

However, at the same time my Quicksilver hit the 12 month mark, I was conveniently offered an "upgrade" on my SavorOne Card to product change it to a Quicksilver. So I decided yesterday on a whim, to apply for the Savor Card, and was INSTANTLY approved for $3,000. So now I've decided that I'm going to close my $300 quicksilver, product change my $750 SavorOne to a Quicksilver, instead of having 2 Savor Cards and "clean up" my profile. I know some people will say just sock drawer it, but Quicksilver isn't my oldest card since BK7 rebuild.

Re: Capital One Savor For Good Credit

FicoMike0 — Tue, 23 Sep 2025 21:50:20 GMT

Capone is confusing with similar card names. If any of your cards have a fee, either pc or close them. the advantage of PC is no hp. If you need a card reporting good history, makes no difference what the limit is.

Did you request a cli? If so, what reason did they give? I had a qs that started at $2000. I got mostly $300 increases, but I didn't use it much. I pced to savior, which I use more.

Re: Capital One Savor For Good Credit

Patient957 — Tue, 23 Sep 2025 23:56:19 GMT

Congrats on your approval!

During my rebuild I got a Venture One with a $3K SL. In 6 months, I got it up to $4500, and within 2 years it was $10K. So you can grow that new Savor as long as you use it.

Re: Capital One Savor For Good Credit

Total_Synergy — Wed, 24 Sep 2025 02:46:52 GMT

My bucketed $0 AF Quicksilver still has 3 good uses (and therefore no need to close):

1. It increases my card count denominator for "number of cards reporting a balance" FICO scoring.

2. I leave it in the desk drawer for contingincies and handing over to a colleague for: forgotten wallet(s), office 'food runs' or celebratory bouquets and party cakes.

3. It is covered by a Dave Chappelle adhesive skin that says "USDA Food Coupon", which provides both security camouflage against casual pilfering and a chuckle to all

Re: Capital One Savor For Good Credit

Rdbeetle — Wed, 24 Sep 2025 17:05:32 GMT

Congrats on your $3k Cap One Savor approval!

Re: Capital One Savor For Good Credit

cashorcharge — Wed, 24 Sep 2025 23:51:41 GMT

WOOHOO!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Capital One Savor For Good Credit

yam1rts — Sat, 27 Sep 2025 22:20:11 GMT

Congratulations, now that's one way to get out of the chum bucket.