topic Re: PNC Cash Rewards Visa Signature - Approval in Credit Card Approvals

PNC Cash Rewards Visa Signature - Approval

LifeIsAHighway — Mon, 29 Sep 2025 02:19:55 GMT

Hey all;

Hope everyone is doing well. Life has been...life...so I'm just getting around to posting this. I received an email from PNC in mid August inviting me to apply for the Cash Rewards Visa. PNC seems to like my profile & when they extend an offer to apply, I'm 3 for 3 on approvals. I have no banking relationship with them at all other than credit cards, & don't carry a balance, but they still want to be my friend. I'm OK with that.

I received this offer, waited until nearly the end of August, applied online & was instantly approved for a VS with a SL of $20,500.

I've already received the card, spent $1,054 on a new recliner, paid the card off & I'm just waiting for the $200 bonus to post to the acct. It does offer 0% interest on Bal Xfers for 15 months but not on purchases. The only outstanding CC bal I have currently is $2,750 on another bank CC that I was paying down at 0% but that offer ends in mid Oct. So, I've submitted a Bal Xfer on PNC's website to pull that bal to this new CC & continue paying it off at 0%.

*** I haven't updated my FICO scores in my signature in a few month but they are all (8 &9) at or above 750. All other information in my signature is accurate as of today.

Everyone have a GREAT week!!!

LifeIsAHighway - Enjoy the Journey

Re: PNC Cash Rewards Visa Signature - Approval

fullstackdev — Mon, 29 Sep 2025 02:26:14 GMT

Congrats on the approval and nice starting limit! I don't see too many posts about PNC cards around here. Thanks for sharing.

Re: PNC Cash Rewards Visa Signature - Approval

LifeIsAHighway — Mon, 29 Sep 2025 02:41:49 GMT

@fullstackdev ;

Thanks! PNC does seem to be a rarity on here. I had an auto loan with them many, many yrs ago and nothing else until I started receiving CC offers from them a few yrs ago. I've "heard" they're a conservative lender but they've had no problem reaching out to me with offers even though I have a Ch 7 BK from 2018 reflected on all of my credit reports. I'll just smile & say "Thank you".

LifeIsAHighway - Enjoy the Journey

Re: PNC Cash Rewards Visa Signature - Approval

LivingTheAmericanDream — Mon, 29 Sep 2025 05:14:16 GMT

Congrats on your new card and sweet SL! The 4% for gas and 3% for restaurants tempting...

Re: PNC Cash Rewards Visa Signature - Approval

Copenix — Mon, 29 Sep 2025 08:54:16 GMT

Good for you. Congrats on your approval and nice SL.

Re: PNC Cash Rewards Visa Signature - Approval

cashorcharge — Mon, 29 Sep 2025 15:52:48 GMT

WOOHOO!! Congratulations on your Approval!!👏🏼🍾🥂

Re: PNC Cash Rewards Visa Signature - Approval

Zoostation1 — Tue, 30 Sep 2025 04:52:08 GMT

Congrats on the approval! PNC tends to be pretty conservative so that's a very solid SL!

Re: PNC Cash Rewards Visa Signature - Approval

coreyb80 — Tue, 30 Sep 2025 14:44:10 GMT

Congrats on the strong approval!

Re: PNC Cash Rewards Visa Signature - Approval

user979797 — Tue, 30 Sep 2025 16:54:23 GMT

@LifeIsAHighway Hi and Congratulations 🎉🎉🎉 on your PNC approval and terrific SL woo hoo!!! 👏