topic Re: TWO PERSONAL PNC BANK CARDS APPROVED IN 24 HRS ! in Credit Card Approvals

TWO PERSONAL PNC BANK CARDS APPROVED IN 24 HRS !

UpperWeb — Fri, 07 Nov 2025 00:33:12 GMT

PNC:

“Tends to have a conservative underwriting approach.”

[Two cards issued within 24 hours]

APPROVALS:

PNC Cash Rewards Visa Signature @ $15,000
PNC Cash Unlimited……………………..@$15,000

Equal=$30,000.00

At the end of the day, I will take the double header, which seems to be in the upper-tier niche of PNC credit card holders within the last five years.

>Receiving two high-limit approvals from this issuer in a short time frame is uncommon. Although higher cumulative limits have been given and seen with exceptional cases, around $30G-$50G.” YMMV”

>I have read PNC perhaps has a “Max Exposure” of 40G-50G across the board.” YMMV”

>As I understand it, the average customer at PNC, seems to see a SL below $10G, for one card.

>Then again, Chase/Amex with give dual approvals which are more common but with variable credit lines.

[Applied on the first day of opening the account with a zero relationship and zero in the account.]

DP:

*1/2 M PERSONAL CREDIT

*770 EXP FICO. PULLED EXPERIAN FOR THE SE/US

*WELL INTO THE SIX DIGITS ON INCOME

*0% UT

*PAYMENT HISTORY PERFECT

*AAOA OVER 3-YRS

*3/6-5/12-5/24 TOTAL INQ (5)

*MY CARDS VARY FROM $1000-OVER $125,000 IN CREDIT LINES [50 CARD OR SO]

“One note they will allow you to pre-approve if you have an account. And the pre-approval shows you the credit limit and the purchase APR. Additionally, this will also include if they should have a balance transfer offer.” [EACH CARD WAS A HP-THEY DON’T OFFER A DDP PROGRAM !]

-NOT PUTTING EMPHASIS ON A SINGLE CARD ISSUANCE,AS PNC CAN AND HAS ISSUED CARDS PAST $15G AND OVER $20G.THIS POST WAS TO HIGHLIGHT THE DOUBLE PLAY WITH A CONSERVITIVE BANK.-

Re: TWO PERSONAL [PNC] BANK CARDS APPROVED IN 24 HRS !

MrsCHX — Thu, 06 Nov 2025 23:53:09 GMT

Nice going! Congrats!!

Re: TWO PERSONAL PNC BANK CARDS APPROVED IN 24 HRS !

LivingTheAmericanDream — Fri, 07 Nov 2025 04:37:16 GMT

Rock and roll 🤙

Re: TWO PERSONAL PNC BANK CARDS APPROVED IN 24 HRS !

Copenix — Fri, 07 Nov 2025 08:42:50 GMT

Very nice - good for you! Congrats on both approvals.

Re: TWO PERSONAL PNC BANK CARDS APPROVED IN 24 HRS !

coldfusion — Fri, 07 Nov 2025 11:49:19 GMT

@UpperWeb wrote:

>I have read PNC perhaps has a “Max Exposure” of 40G-50G across the board.” YMMV”

YMMV is correct, but it's at least $80K.

Congrats on the double same-day approval, that's definitely an outlier with PNC.

Re: TWO PERSONAL PNC BANK CARDS APPROVED IN 24 HRS !

Dcowboy08 — Fri, 07 Nov 2025 12:25:23 GMT

Congrats and Great DP's...

Re: TWO PERSONAL PNC BANK CARDS APPROVED IN 24 HRS !

coreyb80 — Fri, 07 Nov 2025 14:56:03 GMT

Congrats on the strong approvals!

Re: TWO PERSONAL PNC BANK CARDS APPROVED IN 24 HRS !

Total_Synergy — Sun, 09 Nov 2025 18:19:20 GMT

Congratulations @UpperWeb on the double approvals and thank you for the PNC insights; they are on my radar for a future CC.

Re: TWO PERSONAL PNC BANK CARDS APPROVED IN 24 HRS !

CreditCuriosity — Sun, 09 Nov 2025 19:27:04 GMT

@coldfusion wrote:
@UpperWeb wrote:

>I have read PNC perhaps has a “Max Exposure” of 40G-50G across the board.” YMMV”

YMMV is correct, but it's at least $80K.

Congrats on the double same-day approval, that's definitely an outlier with PNC.

Congrats as higher than 50k on one card. Although good approvals and congrats.