topic Re: Apple card $2000 increase in Credit Card Approvals

Apple card $2000 increase

masscredit — Thu, 12 Feb 2026 05:43:20 GMT

I've been trying to get an increase on my Apple Card for about a year. The reason they kept giving me is -

You have not used and paid enough of your Apple Card credit limit since your last credit limit increase.

a few months ago, I bought a new set of AirPods and finance them for a few months. tonight I requested an increase. Got bumped from $6500 to $8500.

Re: Apple card $2000 increase

JoeRockhead — Thu, 12 Feb 2026 14:06:33 GMT

Nice, congratulations on your CLI and new limit!

Re: Apple card $2000 increase

Copenix — Thu, 12 Feb 2026 14:35:24 GMT

Nice with a little love - congrats on your CLI.

Re: Apple card $2000 increase

soxfaininfl — Thu, 12 Feb 2026 19:16:20 GMT

Congratulations on your CLI!

Re: Apple card $2000 increase

dfwxjer — Thu, 12 Feb 2026 21:40:04 GMT

Congrats on the increase!

Speaking of the Apple card, I finally used mine the other day when I bought a new Mac so maybe they'll finally increase the limit on ours lol.

Re: Apple card $2000 increase

JamesS84 — Fri, 13 Feb 2026 01:39:21 GMT

Nice! I wonder if a non-Apple purchase would have produced the same results?

Re: Apple card $2000 increase

USMCOne — Fri, 13 Feb 2026 16:57:49 GMT

Congrats! For myself this has been the ONLY way I can get a Apple increase. Year after year they deny saying the same exact thing. On the two times I have gotten credit increases it was after I financed say a iPhone with Apple Card. After payoff they always increase it. Any other time zero.

Re: Apple card $2000 increase

jtamay3083 — Sat, 14 Feb 2026 18:42:37 GMT

Interesting - is that an automatic increase?

Re: Apple card $2000 increase

youngandcreditwrthy — Sun, 15 Feb 2026 03:13:39 GMT

Congrats OP! @USMCOne I got this Apple card (sure is pretty lol) and have got a measly $1000 cl so have not used more than $100 and have pif before statement cuts. had it for four months so far, only spent 100 a month or 10% util per month.

I decided to leave a $100 balance and just pay the min for the next 3 months lol it doesn't have a min finance charge and mine's at 24.49% APR - low relatively speaking lol... I don't mind paying a little interest on a very small balance to see if I can get it to grow this other way cause I simply won't finance any Apple products on this card, but it is a good default card for 2% I just can't work with the tiny limit they gave me. I'm between 700 - 750 FICOs across the board most versions including bankcard.

Re: Apple card $2000 increase

crystal626 — Sun, 15 Feb 2026 06:33:42 GMT

Congrats!

I just tried and was told I haven't used/paid enough since my last request. Maybe I should pay off my 17 Pro Max in full instead of keeping the installments and see what happens.

Re: Apple card $2000 increase

Ushio — Mon, 16 Feb 2026 20:46:44 GMT

That's funny. Mine has been stuck forever too at exactly the same limit. Constantly get the same denial reason too.

I recently used it to finance an iPad and some accessories, but that didn't seem to help any. Still stuck. Oh well.

I imagine the negotiations to hand things off to Chase are a contributing factor in their increasing stinginess.