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    <title>topic Two more approvals in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Two-more-approvals/m-p/6856910#M903865</link>
    <description>&lt;P class="lia-align-center"&gt;Langley Fcu&amp;nbsp; Cash back Visa&lt;/P&gt;&lt;P class="lia-align-center"&gt;&lt;SPAN&gt;Congratulations&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P class="lia-align-center"&gt;&lt;SPAN&gt;Langley has approved your Signature Cash Back Visa. Your rate is 18.000% with a limit of $5,000.00. This turned into approval from thread in CC applications. They denied me only reason not eligible for membership. Been a member 2 years. They asked for POI&amp;nbsp; DL front and Back and a Selfie. Had to speak with Funding to finalize.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;DCU&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;Congratulations&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;Your credit card application was approved for $5,000.00 pending verification of the information you provided, as well as any additional documents required. DCU ask what limit u want when applying i went conservative. They asked for POI&amp;nbsp;&lt;/P&gt;&lt;P&gt;Had to call to get them moving forward. Another Tidbit DCU changed there policy they only accept POI IN pdf format.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Fri, 20 Feb 2026 23:36:31 GMT</pubDate>
    <dc:creator>bigpoppa09</dc:creator>
    <dc:date>2026-02-20T23:36:31Z</dc:date>
    <item>
      <title>Two more approvals</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Two-more-approvals/m-p/6856910#M903865</link>
      <description>&lt;P class="lia-align-center"&gt;Langley Fcu&amp;nbsp; Cash back Visa&lt;/P&gt;&lt;P class="lia-align-center"&gt;&lt;SPAN&gt;Congratulations&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P class="lia-align-center"&gt;&lt;SPAN&gt;Langley has approved your Signature Cash Back Visa. Your rate is 18.000% with a limit of $5,000.00. This turned into approval from thread in CC applications. They denied me only reason not eligible for membership. Been a member 2 years. They asked for POI&amp;nbsp; DL front and Back and a Selfie. Had to speak with Funding to finalize.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;DCU&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;Congratulations&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;Your credit card application was approved for $5,000.00 pending verification of the information you provided, as well as any additional documents required. DCU ask what limit u want when applying i went conservative. They asked for POI&amp;nbsp;&lt;/P&gt;&lt;P&gt;Had to call to get them moving forward. Another Tidbit DCU changed there policy they only accept POI IN pdf format.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 20 Feb 2026 23:36:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Two-more-approvals/m-p/6856910#M903865</guid>
      <dc:creator>bigpoppa09</dc:creator>
      <dc:date>2026-02-20T23:36:31Z</dc:date>
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    <item>
      <title>Re: Two more approvals</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Two-more-approvals/m-p/6856916#M903866</link>
      <description>Congrats on the two-fer! Enjoy 🤙</description>
      <pubDate>Sat, 21 Feb 2026 00:04:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Two-more-approvals/m-p/6856916#M903866</guid>
      <dc:creator>LivingTheAmericanDream</dc:creator>
      <dc:date>2026-02-21T00:04:53Z</dc:date>
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      <title>Re: Two more approvals</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Two-more-approvals/m-p/6856929#M903867</link>
      <description>&lt;P class="lia-align-center"&gt;&lt;FONT size="5"&gt;&lt;STRONG&gt;Congratulations!&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;&lt;P class="lia-align-center"&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 21 Feb 2026 02:09:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Two-more-approvals/m-p/6856929#M903867</guid>
      <dc:creator>FicoMike0</dc:creator>
      <dc:date>2026-02-21T02:09:35Z</dc:date>
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    <item>
      <title>Re: Two more approvals</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Two-more-approvals/m-p/6856931#M903868</link>
      <description>&lt;P&gt;That's some great news. Hope the Langley works out for you.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 21 Feb 2026 02:30:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Two-more-approvals/m-p/6856931#M903868</guid>
      <dc:creator>Vinjints</dc:creator>
      <dc:date>2026-02-21T02:30:57Z</dc:date>
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    <item>
      <title>Re: Two more approvals</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Two-more-approvals/m-p/6856970#M903881</link>
      <description>&lt;P&gt;Congrats on the dual credit union approvals&amp;nbsp;!&amp;nbsp; &amp;nbsp;Interesting that they both requested POI from you as well&amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 21 Feb 2026 16:57:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Two-more-approvals/m-p/6856970#M903881</guid>
      <dc:creator>pizzadude</dc:creator>
      <dc:date>2026-02-21T16:57:20Z</dc:date>
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    <item>
      <title>Re: Two more approvals</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Two-more-approvals/m-p/6856977#M903883</link>
      <description>&lt;P&gt;Congratulations on your Approvals!!&lt;SPAN&gt;👏🏼🍾🥂&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 21 Feb 2026 17:41:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Two-more-approvals/m-p/6856977#M903883</guid>
      <dc:creator>cashorcharge</dc:creator>
      <dc:date>2026-02-21T17:41:49Z</dc:date>
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    <item>
      <title>Re: Two more approvals</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Two-more-approvals/m-p/6856993#M903891</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/334242"&gt;@pizzadude&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Congrats on the dual credit union approvals&amp;nbsp;!&amp;nbsp; &amp;nbsp;Interesting that they both requested POI from you as well&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;DCU asks for POI more than 95% of time Langley seems like a quirky credit union. Not surprised by them asking so many people are defaulting so it's understandable.&lt;/P&gt;</description>
      <pubDate>Sat, 21 Feb 2026 19:58:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Two-more-approvals/m-p/6856993#M903891</guid>
      <dc:creator>bigpoppa09</dc:creator>
      <dc:date>2026-02-21T19:58:11Z</dc:date>
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