topic DP: Citi AAdvantage Platinum Select Approval in Credit Card Approvals

DP: Citi AAdvantage Platinum Select Approval

BankDealer — Sun, 22 Feb 2026 20:04:58 GMT

Applied via public offer Experian pulled got the 7-10 days decision letter in the mail message. The next day I applied via inflight offer link.
No pull, automatic approval for 20.5K. Largest credit line besides NFCU. Later I received a letter for the first application requesting a 4506C. I will ignore and update if anything comes out of it.

Stats:
Accounts: 0/6, 3/12, 9/24
Inquiries: 5/12

FICO 8: 750

Re: DP: Citi AAdvantage Platinum Select Approval

Jay1 — Mon, 23 Feb 2026 06:43:02 GMT

@BankDealer wrote:
Applied via public offer Experian pulled got the 7-10 days decision letter in the mail message. The next day I applied via inflight offer link.
No pull, automatic approval for 20.5K. Largest credit line besides NFCU. Later I received a letter for the first application requesting a 4506C. I will ignore and update if anything comes out of it.
Stats:
Accounts: 0/6, 3/12, 9/24
Inquiries: 5/12
FICO 8: 750

Congrats! Were the 5/12 inquires all from Experian? I'm currently:

4/12 8/24 Equifax

2/12 6/24 Transunion

1/12 7/24 Experian

1/12 4/24 new accounts

located in NY - thinking if I should apply for Strata Premier or not?

Re: DP: Citi AAdvantage Platinum Select Approval

BankDealer — Mon, 23 Feb 2026 15:16:46 GMT

Yes, all stats are from Experian.

I am eyeing the Citi Strata Premier, for earning TYP points to transfer to AA. Do you have a redemption or goal in mind?

Re: DP: Citi AAdvantage Platinum Select Approval

pizzadude — Mon, 23 Feb 2026 15:57:59 GMT

@BankDealer wrote:
Applied via public offer Experian pulled got the 7-10 days decision letter in the mail message. The next day I applied via inflight offer link.
No pull, automatic approval for 20.5K. Largest credit line besides NFCU. Later I received a letter for the first application requesting a 4506C. I will ignore and update if anything comes out of it.
Stats:
Accounts: 0/6, 3/12, 9/24
Inquiries: 5/12
FICO 8: 750

Just to clarify, you applied twice ? You were HP'd for the first app but not the second ?

Re: DP: Citi AAdvantage Platinum Select Approval

BankDealer — Mon, 23 Feb 2026 16:14:48 GMT

On the first app EX was hard pulled. I applied the next day with the same information and there was no second hard pull. Reports were unlocked.

Re: DP: Citi AAdvantage Platinum Select Approval

pizzadude — Mon, 23 Feb 2026 16:32:39 GMT

@BankDealer wrote:
On the first app EX was hard pulled. I applied the next day with the same information and there was no second hard pull. Reports were unlocked.

Thanks for the clarification & data points, congrats on the approval and nice SL !

Re: DP: Citi AAdvantage Platinum Select Approval

cashorcharge — Sat, 07 Mar 2026 14:41:11 GMT

Congratulations on your Approval!!👏🏼🍾🥂