topic CH13 discharge 2-14 - Synchronly Care Credit MC - Syncrony Amazon CC - Capital One Savior + Data in Credit Card Approvals

CH13 discharge 2-14 - Synchronly Care Credit MC - Syncrony Amazon CC - Capital One Savior + Data

TJHunt — Wed, 25 Feb 2026 01:37:58 GMT

Hey all.
Its been about 2.5 years since i filed my CH 13 100% repayment BK. It just got discharged 2-10-25. Just wanted to share my most recent apps.

Data Points =
Age of Average Account = 2 years (started as soon as i filed with trustee permission)
Age since recent account = 3 months (Robinhood Gold Card)
Total number of accounts = 14
Total number of loans 3 = (Navy Federal Secured Loans 2 paid off)

Scores = Equifax 737, Trans 728, Experian 732. (fico 8 Credit Card based scores)

Approval Amounts
Cap 1 savior = 10K
Amazon Store CC = 5500
Care Credit MC = 17K

Re: CH13 discharge 2-14 - Synchronly Care Credit MC - Syncrony Amazon CC - Capital One Savior + Data

pizzadude — Wed, 25 Feb 2026 03:40:14 GMT

Congrats on the triple approvals !

Did you app for all of these this month after your BK13 discharge ?

Re: CH13 discharge 2-14 - Synchronly Care Credit MC - Syncrony Amazon CC - Capital One Savior + Data

TJHunt — Wed, 25 Feb 2026 03:50:42 GMT

Yes, app yesterday and today.

I had took down Synchrony and Cap1 in the BK but because it was a 100% debt repayment they forgave me instantly after the discharge. I had tried prequaling a month ago and was denied because of BK.

So basically they forgave the money they would have made in interest on the Debt.

Re: CH13 discharge 2-14 - Synchronly Care Credit MC - Syncrony Amazon CC - Capital One Savior + Data

cashorcharge — Sat, 07 Mar 2026 14:39:29 GMT

Congratulations on your Approvals!!👏🏼🍾🥂

Re: CH13 discharge 2-14 - Synchronly Care Credit MC - Syncrony Amazon CC - Capital One Savior + Data

coreyb80 — Sat, 07 Mar 2026 18:12:31 GMT

Congrats on the approvals!