topic PSECU Founder's Visa Signature 15k in Credit Card Approvals

PSECU Founder's Visa Signature 15k

MoneyBurns — Sun, 15 Mar 2026 22:23:30 GMT

Needed a to replace both my SoFi and Alliant for general spend. Decided to try PSECU as their card gives 2% when getting 500 DD (easy for me to do).

I was denied for Fidelity and PNC 2% cards so far went for this one and got approved for 15k! I've had a checking account with PSECU for a while now and now have a high general spend card with them.

I was denied the other cards as I have some balance transfer 0% I'm taking advantage of (Shield Visa, US Bank). Scores were 720s, income is about 65k.

Re: PSECU Founder's Visa Signature 15k

FicoMike0 — Sun, 15 Mar 2026 23:05:47 GMT

Congratulations!

Re: PSECU Founder's Visa Signature 15k

Zoostation1 — Sun, 15 Mar 2026 23:26:37 GMT

Congrats on the appproval!

Re: PSECU Founder's Visa Signature 15k

JoeRockhead — Mon, 16 Mar 2026 09:02:57 GMT

Very nice SL, congratulations on your approval!

Re: PSECU Founder's Visa Signature 15k

cashorcharge — Mon, 16 Mar 2026 16:56:04 GMT

Congratulations on your Approval!!👏🏼🍾🥂

Re: PSECU Founder's Visa Signature 15k

LivingTheAmericanDream — Mon, 16 Mar 2026 21:05:55 GMT

Very nice - congrats 👍

Re: PSECU Founder's Visa Signature 15k

AndySoCal — Thu, 19 Mar 2026 01:30:52 GMT

Congrats on your approval. I am an advocate for using credit unions for several reasons. I you tried the banks to get what you needed and they said no but your credit union said yes. I like how that story ends.

Re: PSECU Founder's Visa Signature 15k

Janneman — Sat, 21 Mar 2026 12:18:03 GMT

@MoneyBurns

Congratulations.....Its a nice CU....I used to have one credit card from them many years back, but one day all of sudden they closed it and throw me out of their CU for aggressively aruging with one of their customer service reps....

Were you asked for POI either at the time of joining or at the time of getting credit card? If so, what kinda POI? How long after joining this CU did you apply for the credit card? Was there any deposit actions in between? Tnx

Re: PSECU Founder's Visa Signature 15k

Guyatthebeach — Sat, 21 Mar 2026 23:25:28 GMT

@MoneyBurns,

Congratulations on your approval. That's a nice CL and they are a nice credit union to do business with.

Guyatthebeach

Re: PSECU Founder's Visa Signature 15k

MoneyBurns — Sun, 22 Mar 2026 07:43:10 GMT

@Janneman wrote:
@MoneyBurns

Congratulations.....Its a nice CU....I used to have one credit card from them many years back, but one day all of sudden they closed it and throw me out of their CU for aggressively aruging with one of their customer service reps....

Were you asked for POI either at the time of joining or at the time of getting credit card? If so, what kinda POI? How long after joining this CU did you apply for the credit card? Was there any deposit actions in between? Tnx

I don't recall how long ago I joined them. Probably about a year, maybe a bit more. They didn't ask for POI. If they asked, I usually provide paystubs, as I'm easily able to access them.

It was an instant approval and I didn't have to send in anything.

As for deposits nothing really. I just kept $5 in the account. I don't even remember why I signed up (it could of been a bonus a while back)

Re: PSECU Founder's Visa Signature 15k

Janneman — Tue, 24 Mar 2026 16:37:30 GMT

@MoneyBurns wrote:
@Janneman wrote:
@MoneyBurns

Congratulations.....Its a nice CU....I used to have one credit card from them many years back, but one day all of sudden they closed it and throw me out of their CU for aggressively aruging with one of their customer service reps....

Were you asked for POI either at the time of joining or at the time of getting credit card? If so, what kinda POI? How long after joining this CU did you apply for the credit card? Was there any deposit actions in between? Tnx

I don't recall how long ago I joined them. Probably about a year, maybe a bit more. They didn't ask for POI. If they asked, I usually provide paystubs, as I'm easily able to access them.
It was an instant approval and I didn't have to send in anything.

As for deposits nothing really. I just kept $5 in the account. I don't even remember why I signed up (it could of been a bonus a while back)

Actually when a lender demands to send a POI then they don't give a choice to applicants to send whatever applicants are comfortable to send or what kinda POI is easily accessible to applicants to send; rather they demand a specific kinda POI what they want to see/review in order to determine income. And, that could be either paystubs, W-2s, bank statements, tax-returns or a written permission from applicants to allow them to access their tax transcripts directly from IRS. Also, some lenders ask for only lastest year's tax transcript, or latest year's tax returns, or only one month's bank statment, or one last year's W-2, or only two weeks' paystubs; while other lenders could ask for last 3 years' tax returns or would like to see last 3 years' tax transcripts, or last 3 years' w-2s or last 3 months' bank statements. Further, many lenders do ask for two of these POIs than just one alone.

I remember, in the past, this CU used to ask for W-2s and Paystubs.