topic Re: Bread Amex auto CLI in Credit Card Approvals

Bread Amex auto CLI

christine123 — Sat, 21 Mar 2026 02:40:56 GMT

I was shocked to log on to my account to see I got an automatic CLI from $6800 to $8200. I almost never use the card. On average I spend $200 a month on it.

Re: Bread Amex auto CLI

FicoMike0 — Sat, 21 Mar 2026 02:46:14 GMT

Congratulations!

Re: Bread Amex auto CLI

coreyb80 — Mon, 23 Mar 2026 14:44:37 GMT

Congrats on the increase!

Re: Bread Amex auto CLI

SusanJA — Mon, 23 Mar 2026 22:22:40 GMT

Nice!!

Re: Bread Amex auto CLI

Flarty — Fri, 27 Mar 2026 02:17:42 GMT

@christine123 wrote:
I was shocked to log on to my account to see I got an automatic CLI from $6800 to $8200. I almost never use the card. On average I spend $200 a month on it.

I mean, 200 a month would be a lot for mee

Re: Bread Amex auto CLI

cashorcharge — Mon, 30 Mar 2026 18:48:17 GMT

Congratulations on your Approval!!👏🏼🍾🥂

Re: Bread Amex auto CLI

Janneman — Thu, 02 Apr 2026 11:38:16 GMT

@christine123 wrote:
I was shocked to log on to my account to see I got an automatic CLI from $6800 to $8200. I almost never use the card. On average I spend $200 a month on it.

How long do you have this account for? You say that you almost never use the card, but then you said that you spend average $200 a month, so which one is correct- spending $200/monthly or never use the card? I don't think never using the card would get you an automatic CLI though....

Re: Bread Amex auto CLI

christine123 — Fri, 03 Apr 2026 14:22:32 GMT

To me, $200 a month is barely using it. It's not a primary card for me like a couple of my other go to cards $20k limits, all of which are paid in full immediately even when no payment is due.

Re: Bread Amex auto CLI

Janneman — Fri, 03 Apr 2026 18:45:02 GMT

@christine123 wrote:
To me, $200 a month is barely using it. It's not a primary card for me like a couple of my other go to cards $20k limits, all of which are paid in full immediately even when no payment is due.

You say that spending $200/month is kinda barely using the card to you, then what I would say to myself when I spend only a dollar or two at most on 48 cards I have !!!! I can't even say barely.... $200 a month is a very good amount of spending that I can tell you for sure. No wonder you got automatic love because of that alone.