topic Re: Onepay mastercard cli increase to 15K from 10K in Credit Card Approvals

Onepay mastercard cli increase to 15K from 10K

firefox100 — Mon, 30 Mar 2026 21:45:31 GMT

Ok I open the Onepay mastercard from Synchronybank back in August of last year with starting cl of 7.5K then got an increase to 10K in november of 2025. This afternoon I cald Synchronybank credit operations at 877-379-8173 and requested an increase from 10K to 15K increase of 5K. The whole thing took about 4 minutes with very nice lady from the Us. Here are the data points Fico scores over 810 and the avantage svore 4.0 at 813, income 88k and total credit lines of 360.4K before the new increase making total cl now 365.4K and ul less then 800 showing on all reports.

Re: Onepay mastercard cli increase to 15K from 10K

SeanA — Mon, 30 Mar 2026 22:21:23 GMT

Thanks for sharing! And congrats

Re: Onepay mastercard cli increase to 15K from 10K

Rdbeetle — Mon, 30 Mar 2026 22:34:43 GMT

Congrats on your CLI!!! Was it a SP or HP? I have this card and I'm not familiar on how Synchrony works as this is my first card with them.

Re: Onepay mastercard cli increase to 15K from 10K

Varsity_Lu — Mon, 30 Mar 2026 22:42:28 GMT

Congrats, @firefox100. Your post inspired me to request a CLI on my OnePay card. I got it in November. I used the chat feature in the OnePay app and got a soft pull 2x increase to $8,000

I don't want to poke the Synch bear too much, but I would like to get my card up to the $10k mark. Do you know how far apart they normally grant increases?

Re: Onepay mastercard cli increase to 15K from 10K

Rdbeetle — Mon, 30 Mar 2026 22:49:47 GMT

@Varsity_Lu wrote:
Congrats, @firefox100. Your post inspired me to request a CLI on my OnePay card. I got it in November. I used the chat feature in the OnePay app and got a soft pull 2x increase to $8,000

I don't want to poke the Synch bear too much, but I would like to get my card up to the $10k mark. Do you know how far apart they normally grant increases?

I just used the chat feature as well. Got a $3k boost to $8k.

Re: Onepay mastercard cli increase to 15K from 10K

firefox100 — Mon, 30 Mar 2026 23:07:58 GMT

All synchrony creditcards are soft pull only and you can request an increase up to 25K limit with out showing doc's.

Re: Onepay mastercard cli increase to 15K from 10K

Rdbeetle — Mon, 30 Mar 2026 23:13:58 GMT

@firefox100 wrote:
All synchrony creditcards are soft pull only and you can request an increase up to 25K limit with out showing doc's.

Thanks for the info, Firefox.

Re: Onepay mastercard cli increase to 15K from 10K

cashorcharge — Tue, 31 Mar 2026 17:38:05 GMT

WOOHOO!! Congratulations on your Approval!!👏🏼🍾🥂

Re: Onepay mastercard cli increase to 15K from 10K

NoMoreE46 — Tue, 31 Mar 2026 17:58:47 GMT

Very Nice- 2 CLI for this new card.