topic Re: CLI Maxxing in Credit Card Approvals

CLI Maxxing

northway — Fri, 24 Apr 2026 19:16:01 GMT

Decided to do another round of CLIs for this year:

Alliant Credit Card - 20k -> 30k

BCU Credit Card - 60k -> 100k

BCU LOC - 30k -> 100k
CIBC LOC - 5k -> 50k

Citizens Credit Card- 25k -> 50k

FHB CCs (2) - 15k -> 25k

UBS Credit Card - 70k -> 100k

WSECU Credit Card - 20k -> 30k

Seems like BCU can REALLY give you some love if your profile and income support it (and if you're not a LMY eligible member). I'm in a good place finally and I actually stopped applying for new stuff and am just trimming down what I have and increasing what I want to keep.

Re: CLI Maxxing

pizzadude — Fri, 24 Apr 2026 19:35:39 GMT

Congrats on the CLI spree, those are some large limits

Re: CLI Maxxing

Rdbeetle — Fri, 24 Apr 2026 19:46:56 GMT

Congrats on your successful CLI spree!

Re: CLI Maxxing

Janneman — Sat, 25 Apr 2026 05:27:27 GMT

@northway wrote:
Decided to do another round of CLIs for this year:

Alliant Credit Card - 20k -> 30k
BCU Credit Card - 60k -> 100k
BCU LOC - 30k -> 100k
CIBC LOC - 5k -> 50k
Citizens Credit Card- 25k -> 50k
FHB CCs (2) - 15k -> 25k
UBS Credit Card - 70k -> 100k
WSECU Credit Card - 20k -> 30k

Seems like BCU can REALLY give you some love if your profile and income support it (and if you're not a LMY eligible member). I'm in a good place finally and I actually stopped applying for new stuff and am just trimming down what I have and increasing what I want to keep.

Do you mind to let us know which of them were thru SP and which did HP for? Tnx

Re: CLI Maxxing

CreditCuriosity — Sat, 25 Apr 2026 14:01:23 GMT

Congrats BCU really has no limit on their cards as friend is > 100k a very high earner. Have also had many high end auto loans from them multiple lambos, Ferraris, etc. They are his goto for auto loans and don't even quetion him anymore just has a private person he works with and asks how much he wants no POI and poof check is cut.

Nice rounds of CLI's!

Re: CLI Maxxing

cashorcharge — Sat, 25 Apr 2026 21:40:24 GMT

WOOHOO!! Congratulations on all your Approvals!!👏🏼🍾🥂

Re: CLI Maxxing

DONZI — Sun, 26 Apr 2026 05:51:16 GMT

Contratuations!

Goodness, 60+ cards by my count before my eyes crossed!

I'm thinking about ending my Synovus TR Visa.. Have you any info that may clarify the somewhat vague bonus category options?

EG: healthcare.. drugs and/or drugstores, med supply (crutches, wheelchairs, etc) stores? ..doctors, vets and hospitals?

I've had it set for utilities almost from the start. Alas, the bills I used that card for have added fees, with some now at a loss paid with a x3 anything now.

Re: CLI Maxxing

Copenix — Mon, 27 Apr 2026 11:16:10 GMT

Very good run - congrats on all your CLIs.

Re: CLI Maxxing

bigpoppa09 — Tue, 28 Apr 2026 05:57:06 GMT

@northway wrote:
Decided to do another round of CLIs for this year:

Alliant Credit Card - 20k -> 30k
BCU Credit Card - 60k -> 100k
BCU LOC - 30k -> 100k
CIBC LOC - 5k -> 50k
Citizens Credit Card- 25k -> 50k
FHB CCs (2) - 15k -> 25k
UBS Credit Card - 70k -> 100k
WSECU Credit Card - 20k -> 30k

Seems like BCU can REALLY give you some love if your profile and income support it (and if you're not a LMY eligible member). I'm in a good place finally and I actually stopped applying for new stuff and am just trimming down what I have and increasing what I want to keep.

LMY will not hold u back if the rest of your profile supports it i joined 2 Years through LMY and i have $60K in unsecured credit with them and a auto loan. Congrats

Re: CLI Maxxing

coreyb80 — Tue, 28 Apr 2026 16:54:24 GMT

Congrats on the increases, all great limits!!

Re: CLI Maxxing

Wavester64 — Tue, 28 Apr 2026 17:55:03 GMT

@northway wrote:
Decided to do another round of CLIs for this year:

Alliant Credit Card - 20k -> 30k
BCU Credit Card - 60k -> 100k
BCU LOC - 30k -> 100k
CIBC LOC - 5k -> 50k
Citizens Credit Card- 25k -> 50k
FHB CCs (2) - 15k -> 25k
UBS Credit Card - 70k -> 100k
WSECU Credit Card - 20k -> 30k

Seems like BCU can REALLY give you some love if your profile and income support it (and if you're not a LMY eligible member). I'm in a good place finally and I actually stopped applying for new stuff and am just trimming down what I have and increasing what I want to keep.

Wow, those are some IMPRESSIVE stats, CONGRATS!

Re: CLI Maxxing

Meanmchine — Tue, 28 Apr 2026 23:18:34 GMT

Mind boggling

Congrats

Re: CLI Maxxing

dfwxjer — Tue, 28 Apr 2026 23:33:03 GMT

Huge increases, congrats!

Re: CLI Maxxing

RobertS2 — Wed, 29 Apr 2026 00:29:33 GMT

Was the pun in the subject intentional, or is my mind just in the gutter?