topic Re: TD Cash VISA, Approved! in Credit Card Approvals

TD Cash VISA, Approved!

Rocco718 — Fri, 15 May 2026 20:03:30 GMT

I'm about 8 mo. post BK. Last July I got approved for TD banks Secured card and put $500 on it. I used it correctly, pd in full every month but after the seventh statement they didn't Graduate it. So I closed it in Febuary and figured I'd wait for an offer to come thru the app since I bank with them. Well yesterday I checked and there it was, I was "Pre-qualified" for the TD Cash VISA. I figured I couldn't miss.....Bam! Approved!

They pulled EX. 663. I decided I'll wait 6 mo. between applications. I'm hoping to get back with AMEX in November.

Re: TD Cash VISA, Approved!

Jeffster1 — Fri, 15 May 2026 22:50:34 GMT

@Rocco718 wrote:
I'm about 8 mo. post BK. Last July I got approved for TD banks Secured card and put $500 on it. I used it correctly, pd in full every month but after the seventh statement they didn't Graduate it. So I closed it in Febuary and figured I'd wait for an offer to come thru the app since I bank with them. Well yesterday I checked and there it was, I was "Pre-qualified" for the TD Cash VISA. I figured I couldn't miss.....Bam! Approved!
They pulled EX. 663. I decided I'll wait 6 mo. between applications. I'm hoping to get back with AMEX in November.

@Rocco718 Congrats on the TD! I'm surprised they didn't graduate your secured card. TD Secured was one of my first cards after DC, and it graduated in about 7 months. Granted, this was in 2021, and policies change.

Best of luck with Amex. I got back in with Amex at exactly 61 months post-BK filing.

Re: TD Cash VISA, Approved!

JamesS84 — Fri, 15 May 2026 23:05:55 GMT

Congrats! Stay on the straight and narrow

Re: TD Cash VISA, Approved!

Rocco718 — Fri, 15 May 2026 23:17:42 GMT

@Jeffster1 wrote:

Congrats on the TD! I'm surprised they didn't graduate your secured card. TD Secured was one of my first cards after DC, and it graduated in about 7 months. Granted, this was in 2021, and policies change.

Best of luck with Amex. I got back in with Amex at exactly 61 months post-BK filing.

It took 5yrs to get back with AMEX????...wow, what heck was I thinking.😒

Re: TD Cash VISA, Approved!

Guyatthebeach — Sat, 16 May 2026 03:32:49 GMT

@Rocco718,

Congratulations on the approval for the TD credit card! That's impressive being so early in your credit rebuild. I was able to be I. With American Express exactly 61 months post bankruptcy, and it was worth the wait for me.

Keep on doing what you're doing!

Guyatthebeach

Re: TD Cash VISA, Approved!

coreyb80 — Sat, 16 May 2026 15:23:06 GMT

Congrats on the approval!

Re: TD Cash VISA, Approved!

Total_Synergy — Sun, 17 May 2026 21:00:00 GMT

Congratulations @Rocco718 ! Good luck with your rebuild

Re: TD Cash VISA, Approved!

RobertS2 — Mon, 18 May 2026 22:35:52 GMT

Congrats! Let us know if you like it

Re: TD Cash VISA, Approved!

cashorcharge — Tue, 19 May 2026 19:42:19 GMT

WOOHOO!! Congratulations on your Approval!!👏🏼🍾🥂