topic Re: Discover Card By Capital One Instant Approval in Credit Card Approvals

Discover Card By Capital One Instant Approval

CreditMagic7 — Sun, 04 Oct 2026 17:17:12 GMT

Not posted in a long time here because for the first time ever i waited nearly 2 whole years to shed Inquiries.

So since that's finally done i got to exploring what cc is a good fit for my current profile now. I applied for the Discover Card and it came back fast with a Instant Approval. Some stats- AAOA around 8 years plus-Inquiries 3-Utility 7% plus i already have a Cabelas MC with a $10K limit.

Re: Discover Card By Capital One Instant Approval

ZX14RIDA — Sun, 04 Oct 2026 17:51:52 GMT

Congratulations 🎊

Re: Discover Card By Capital One Instant Approval

Saleen099 — Sun, 04 Oct 2026 17:56:44 GMT

Congratulations.

Re: Discover Card By Capital One Instant Approval

CreditMagic7 — Sun, 04 Oct 2026 23:35:20 GMT

Thanks @ZX14RIDA - @Saleen099

Re: Discover Card By Capital One Instant Approval

SeanA — Mon, 05 Oct 2026 20:09:47 GMT

Congrats! That still sounds funky to me, btw: Discover Card by Capital One.

Re: Discover Card By Capital One Instant Approval

golly18 — Mon, 05 Oct 2026 20:24:45 GMT

How many cards in total do you have before getting this card? The boat might have sailed for me cause i have 8 total.

Re: Discover Card By Capital One Instant Approval

CreditMagic7 — Mon, 05 Oct 2026 21:00:35 GMT

@golly18 wrote:
How many cards in total do you have before getting this card? The boat might have sailed for me cause i have 8 total.

Really? Rediculous. My profile sports 20 CCs most of which have been in stable over 10 years or better. 8 is peanuts.

Re: Discover Card By Capital One Instant Approval

golly18 — Mon, 05 Oct 2026 21:13:26 GMT

Ive seen people say that Discover/Cap 1 prefers them to be your main cards and will get denials if you have a lot. Your profile gives me hope, ill just have to wait until im 0/24 before i apply to it.

Re: Discover Card By Capital One Instant Approval

TrapLine — Mon, 05 Oct 2026 21:18:19 GMT

@CreditMagic7

Glad you reported a success as I was wondering how the future might be for Cap 1/Discover applications.

This means the door is open.

Re: Discover Card By Capital One Instant Approval

CreditMagic7 — Mon, 05 Oct 2026 22:03:10 GMT

@TrapLine wrote:
@CreditMagic7

Glad you reported a success as I was wondering how the future might be for Cap 1/Discover applications.

This means the door is open.

YES Very Open IMO. Word had it they were opening up in phases so i wouldn't wait.

Happy to landed personally than QS or even their X card. Already racking up percentage cash back.

Re: Discover Card By Capital One Instant Approval

CreditMagic7 — Fri, 09 Oct 2026 15:59:36 GMT

Thanks members for chiming in. Its nice to have my Discover Card back again.

Re: Discover Card By Capital One Instant Approval

cashorcharge — Fri, 09 Oct 2026 17:09:05 GMT

Congratulations on your Approval!!👏🏼🍾🥂

Re: Discover Card By Capital One Instant Approval

CreditMagic7 — Sat, 10 Oct 2026 02:27:35 GMT

Thanks @cashorcharge

Re: Discover Card By Capital One Instant Approval

Jeffster1 — Sun, 11 Oct 2026 09:21:23 GMT

Congrats on the approval! 🎉🎉