topic Re: Lowes "luv" button loves me! in Credit Card Approvals

Lowes "luv" button loves me!

Anonymous — Thu, 15 May 2014 17:12:31 GMT

I just tried the "luv" button (credit line increase) on my Lowes card and was instantly approved from $1,000 to $5,000.

My credit karma score is still showing last month cc balances at 52% and my score is a 673. My credit sesame score is a 683. With the amount I have paid and the new Lowes credit increase my new cc balances will be under 25%. The only baddie on my credit is an old auto loan (almost 7 years) repo CO that has been paid in full. I have that in research as of last week. Any one have any idea how much my scores might go up from this new CLI and lower CU?

Re: Lowes "luv" button loves me!

gdale6 — Thu, 15 May 2014 17:51:08 GMT

@Anonymous wrote:
I just tried the "luv" button (credit line increase) on my Lowes card and was instantly approved from $1,000 to $5,000.
My credit karma score is still showing last month cc balances at 52% and my score is a 673. My credit sesame score is a 683. With the amount I have paid and the new Lowes credit increase my new cc balances will be under 25%. The only baddie on my credit is an old auto loan (almost 7 years) repo CO that has been paid in full. I have that in research as of last week. Any one have any idea how much my scores might go up from this new CLI and lower CU?

Grats on your CLI

You may see a few points gained in FICO from the drop in util, you really need to get your util down to just 1 card reporting 1-9% of its CL to get the best FICO possible.

Re: Lowes "luv" button loves me!

Kenny — Thu, 15 May 2014 17:54:01 GMT

Congrats!

Re: Lowes "luv" button loves me!

-Wade- — Thu, 15 May 2014 18:32:58 GMT

@Anonymous wrote:
I just tried the "luv" button (credit line increase) on my Lowes card and was instantly approved from $1,000 to $5,000.
My credit karma score is still showing last month cc balances at 52% and my score is a 673. My credit sesame score is a 683. With the amount I have paid and the new Lowes credit increase my new cc balances will be under 25%. The only baddie on my credit is an old auto loan (almost 7 years) repo CO that has been paid in full. I have that in research as of last week. Any one have any idea how much my scores might go up from this new CLI and lower CU?

Congrats on your CLI

Re: Lowes "luv" button loves me!

CreditHealthy — Thu, 15 May 2014 20:07:18 GMT

Congrats!

Re: Lowes "luv" button loves me!

TimeLBK — Thu, 15 May 2014 20:29:31 GMT

@Anonymous wrote:
I just tried the "luv" button (credit line increase) on my Lowes card and was instantly approved from $1,000 to $5,000.
My credit karma score is still showing last month cc balances at 52% and my score is a 673. My credit sesame score is a 683. With the amount I have paid and the new Lowes credit increase my new cc balances will be under 25%. The only baddie on my credit is an old auto loan (almost 7 years) repo CO that has been paid in full. I have that in research as of last week. Any one have any idea how much my scores might go up from this new CLI and lower CU?

Congrats on the LUV button. How long have you had the Lowe's card?

Re: Lowes "luv" button loves me!

NursePurse — Thu, 15 May 2014 22:35:54 GMT

Congrats!

Re: Lowes "luv" button loves me!

alvon123 — Thu, 15 May 2014 22:49:47 GMT

congrats

Re: Lowes "luv" button loves me!

coldnmn — Fri, 16 May 2014 13:54:06 GMT

Congrats! Thanks for sharing.

Re: Lowes "luv" button loves me!

Anonymous — Fri, 16 May 2014 23:36:24 GMT

Got the card in September last year. Started at $500, up to $800 after 4 months, $1000 after another 4 months. I got a 24 point increse today on my FAKO score (697) from CU going down from 52% to 42%. When this new Lowes CI hits and I pay my CC bills next month I will be close to 20%. I wonder how many points increase I will get?