topic NFCU counter offer...Up?!? in Credit Card Approvals

NFCU counter offer...Up?!?

wineman — Mon, 02 Jun 2014 16:25:21 GMT

So I've had an nRewards card with NFCU for 18 months now. It started out as a $500 secured card when I was still making Ch 13 payments. After I got my discharge, it was unsecured and I got a CLI to $2000.

Two months ago, since I was planning some international travel, I applied for and was approved for a Flagship rewards card (no FTF) with a $5000 line. Today, I got to thinking that I don't really need two different cards to earn points and decided to PC my nRewards card over to a Cash rewards card. The member services rep said it was no problem to make that change and asked what CL I'd like on my new card. I knew from reading this forum that they will counter offer, so I asked for $10,000. She came back with an instant counter offer....of $12,500! Makes me wonder if I should have asked for more. ;-)

I am so lucky to be an NFCU member and have these boards (and my retired Navy brother-in-law) to thank for introducing me to the best credit union out there.

-wineman

Re: NFCU counter offer...Up?!?

coldnmn — Mon, 02 Jun 2014 16:32:29 GMT

Congrats! Thanks for sharing.

Re: NFCU counter offer...Up?!?

Creditaddict — Mon, 02 Jun 2014 16:49:39 GMT

sounds like she put in for more despite you... always ask for $25k with Navy Credit Cards and CLI requests for the full counter but looks like you got a full counter... congrats!

Re: NFCU counter offer...Up?!?

MsLadyRover — Mon, 02 Jun 2014 17:04:03 GMT

Very nice! Congratulations!

Re: NFCU counter offer...Up?!?

alvon123 — Mon, 02 Jun 2014 17:23:25 GMT

congrats

Re: NFCU counter offer...Up?!?

chris1960 — Mon, 02 Jun 2014 18:50:48 GMT

Congrats

Re: NFCU counter offer...Up?!?

gdale6 — Mon, 02 Jun 2014 21:25:42 GMT

Nice start limit there OP, enjoy

Re: NFCU counter offer...Up?!?

NursePurse — Mon, 02 Jun 2014 21:27:17 GMT

Awesome congrats!

Re: NFCU counter offer...Up?!?

baller4life — Mon, 02 Jun 2014 21:31:07 GMT

Awesome!!