topic Re: Barclays denial in Credit Card Applications

Barclays denial

Anonymous — Mon, 28 Dec 2015 00:29:01 GMT

Got a letter in the mail for Barclays saying I was denied for to few accounts 😩 Well duh that's why I'm trying to get another geez. I was preapproved and just took a shot in the dark and failed.

Guess I'll sit still a little longer.

Re: Barclays denial

Shawndoe79 — Mon, 28 Dec 2015 00:32:01 GMT

what cards do you currently have?

Re: Barclays denial

Anonymous — Mon, 28 Dec 2015 01:32:30 GMT

@Anonymous wrote:
Got a letter in the mail for Barclays saying I was denied for to few accounts 😩 Well duh that's why I'm trying to get another geez. I was preapproved and just took a shot in the dark and failed.

Guess I'll sit still a little longer.

Did you try recon?

i had to do a co branded card to get in. So i did the apple rewards card. Its not what i want but hoping its an "in" with them. After talking to recon he basically said lets see how i do with the apple one for 6 months and then i could get the rewards card..

Re: Barclays denial

Anonymous — Mon, 28 Dec 2015 02:32:04 GMT

@Shawndoe79 wrote:
what cards do you currently have?

Opensky and I just received cap 1 platinum and qs1 so they're not reporting yet.

Re: Barclays denial

Anonymous — Mon, 28 Dec 2015 02:34:13 GMT

@Anonymous wrote:
@Anonymous wrote:
Got a letter in the mail for Barclays saying I was denied for to few accounts 😩 Well duh that's why I'm trying to get another geez. I was preapproved and just took a shot in the dark and failed.

Guess I'll sit still a little longer.
Did you try recon?
i had to do a co branded card to get in. So i did the apple rewards card. Its not what i want but hoping its an "in" with them. After talking to recon he basically said lets see how i do with the apple one for 6 months and then i could get the rewards card..

Yea and they told me they pulled eq and that my OpenSky wasn't old enough, but they're glad to see it's been in good standing. Is the apple rewards card only good at apple?

Re: Barclays denial

Anonymous — Mon, 28 Dec 2015 03:27:21 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Got a letter in the mail for Barclays saying I was denied for to few accounts 😩 Well duh that's why I'm trying to get another geez. I was preapproved and just took a shot in the dark and failed.

Guess I'll sit still a little longer.
Did you try recon?
i had to do a co branded card to get in. So i did the apple rewards card. Its not what i want but hoping its an "in" with them. After talking to recon he basically said lets see how i do with the apple one for 6 months and then i could get the rewards card..
Yea and they told me they pulled eq and that my OpenSky wasn't old enough, but they're glad to see it's been in good standing. Is the apple rewards card only good at apple?

No its good everywhere. Just had 3xs apple 2x restaurants, 1x all Other .its not a horrible card but apple products are so expensive to get any real points. Altho i did get the kids beats for xmas and an ipad air. But its not like ill buy that stuff everyday lol. So now i just run a reaccuring vet bill thats 24.00 a month thro it and use it a few times a month. I just wanted it to have an in with them. I treat this card right theyll hopefully give me a rewards card more geared towards my spending.

Re: Barclays denial

Anonymous — Mon, 28 Dec 2015 04:05:51 GMT

If you don't mind me asking what were your scores when you applied for the apple rewards?

Re: Barclays denial

elim — Mon, 28 Dec 2015 04:19:41 GMT

Barclay (historically) likes to see 1 year of history before approving. YMMV

Re: Barclays denial

bodyboy1 — Mon, 28 Dec 2015 05:26:05 GMT

@Anonymous wrote:
If you don't mind me asking what were your scores when you applied for the apple rewards?

> if i can make a suggestion, use those Capital one Cards & pay & use & pay.. and in a few Months, like 6 Months Apply again. is 620 really your goal score? no, it's not!

Re: Barclays denial

Anonymous — Mon, 28 Dec 2015 06:06:59 GMT

@elim wrote:
Barclay (historically) likes to see 1 year of history before approving. YMMV

I got in with them with score of high 500 under 600. My credit was being rebuilt about 9 months before getting their card. Got the Barclay cash forward with a SL of 1000.

Re: Barclays denial

klarso11 — Mon, 28 Dec 2015 14:38:32 GMT

I was rejected by Barclay 06/14 and 12/14, accepted with $2K cl in 06/15. During that time of rejection Discover and AMEX both gave me credit which probably didn't hurt. Follow suggestions above...work those cards that you have!

Re: Barclays denial

Anonymous — Mon, 28 Dec 2015 16:33:33 GMT

@bodyboy1 wrote:
@Anonymous wrote:
If you don't mind me asking what were your scores when you applied for the apple rewards?
> if i can make a suggestion, use those Capital one Cards & pay & use & pay.. and in a few Months, like 6 Months Apply again. is 620 really your goal score? no, it's not!

thanks and I should probably update it, it was just my goal to obtain by the end of the year which I did at least for EX anyway. I get my 3b report on the 31st just in time ha to see if my other scores have peaked over 600. I signed up in June I believe and I didn't start working on things until August.

I think I did ok, it's just a matter of gaining the new tradelines and I was hoping to get a rewards card to gain points and such for some traveling I have planned for next year. My true goal is to reach 800 but I'll take 700's to be comfortable.

Re: Barclays denial

Anonymous — Mon, 28 Dec 2015 16:36:36 GMT

@Anonymous wrote:
@elim wrote:
Barclay (historically) likes to see 1 year of history before approving. YMMV
I got in with them with score of high 500 under 600. My credit was being rebuilt about 9 months before getting their card. Got the Barclay cash forward with a SL of 1000.

Was that your first card after rebuilding? And thanks for the info, I really just want to gain the 3 cards and then garden until 2017 when I begin my home search. I feel like by then my scores will have grown substantially.

Re: Barclays denial

bodyboy1 — Mon, 28 Dec 2015 16:55:31 GMT

@Anonymous wrote:
@Anonymous wrote:
@elim wrote:
Barclay (historically) likes to see 1 year of history before approving. YMMV
I got in with them with score of high 500 under 600. My credit was being rebuilt about 9 months before getting their card. Got the Barclay cash forward with a SL of 1000.
Was that your first card after rebuilding? And thanks for the info, I really just want to gain the 3 cards and then garden until 2017 when I begin my home search. I feel like by then my scores will have grown substantially.

> ll bean is 17.9% barclays Rewards is 24% Apple rewards is 22-24% ring is 8%.. it took me almost 4 years to get all 3 (1st cards) ($9k) to apply /denied (Ring>transfered $$$> Closed all accounts except ring)

Re: Barclays denial

Anonymous — Mon, 28 Dec 2015 20:22:30 GMT

@bodyboy1 wrote:
@Anonymous wrote:
@Anonymous wrote:
@elim wrote:
Barclay (historically) likes to see 1 year of history before approving. YMMV
I got in with them with score of high 500 under 600. My credit was being rebuilt about 9 months before getting their card. Got the Barclay cash forward with a SL of 1000.
Was that your first card after rebuilding? And thanks for the info, I really just want to gain the 3 cards and then garden until 2017 when I begin my home search. I feel like by then my scores will have grown substantially.
> ll bean is 17.9% barclays Rewards is 24% Apple rewards is 22-24% ring is 8%.. it took me almost 4 years to get all 3 (1st cards) ($9k) to apply /denied (Ring>transfered $$$> Closed all accounts except ring)

Oh wow I see I see, I guess I did okay with my two cap one lol. I'll just stick with those for the next 6 months and hope for some preapprovals/offer letters.