topic Combined Capital One Plat into Quiksilver One in Credit Card Applications

Combined Capital One Plat into Quiksilver One

GalaxyStars — Sat, 09 Jan 2016 16:42:52 GMT

I recently have combined my Capital One Plat card into a Quiksilver One.

Both cards have gotten Credit Steps increase from $300 to $1,300 recently.

Combined the Plat into the Quiksilver.

Pros

1. Because of the rewards

2. Lower APR on Quiksilver

3. Prettier card "I know I know"

Cons

1.Quiksilver has a $39 annual fee - But just this month alone in cashback have covered half of that

New Credit Limit is now $2,600.

I probably should have let both get massive Credit Steps increases and then combined, but it just really

bothered me to remember to try to use the Capital One Plat, I hate having balances spread out.

TrialByFire — Sat, 09 Jan 2016 16:48:48 GMT

You can get the AF waived. It could take a couple tries but they're pretty accommodating with that

Mantis350 — Sat, 09 Jan 2016 17:31:46 GMT

@TrialByFire wrote:
You can get the AF waived. It could take a couple tries but they're pretty accommodating with that

I second this. Call and call again. All they can say is no. You will eventually get a CSR that says yes.