topic Re: Easiest commenity card? in Credit Card Applications

Easiest commenity card?

Anonymous — Mon, 18 Jan 2016 16:30:43 GMT

hi all,

Can anyone suggest a commenity card that is easy to get approved for? My scores are about 600 with all 3 cra. I was thinking of trying gamestop since i shop there for the kids, any suggestions would be greatly appreciated. Thanks

Re: Easiest commenity card?

elim — Mon, 18 Jan 2016 16:39:04 GMT

http://ficoforums.myfico.com/t5/Credit-Cards/List-Of-Shopping-Cart-Trick-Credit-Cards/m-p/2325199/highlight/true#M655206?filter=labels%2Clocation&location=forum-board%3Acreditcard&q=shopping+cart+trick

Re: Easiest commenity card?

Anonymous — Mon, 18 Jan 2016 16:44:35 GMT

I would attempt SCT with overstock, or wayfair. You don't have to submit application making it final until you're ready. People who collect pop ups have it down to science, its amusing.

Sct is shopping cart trick, if you're not familiar.

I read on here there was a rumor that the GameStop card was going away. I don't know if that is true however you have to apply for it inside of the store. I was suggesting the shopping cart trick just to see if community likes you and if they do then you can go for it.

the store retailers give out $300 credit limits with scores in the upper five hundreds so I think you have a good chance for any number of them but you will have to build them with use and time.

Re: Easiest commenity card?

lindsaydruart — Tue, 19 Jan 2016 01:58:55 GMT

Gamestop is preapproval only now. I was just in the store Sunday trying to app for it. Called the rep and there are no more apps. They have to invite you and it's heavily based on Power Rewards activity. They lost a customer this weekend

Re: Easiest commenity card?

Schoolbuskid — Tue, 19 Jan 2016 02:56:32 GMT

I've got the following with scores ranging from 530-574

Buckle 250

Marathon 200

Sports Authority 500

Express 500

all within the last month...so good luck!

Re: Easiest commenity card?

Anonymous — Tue, 19 Jan 2016 03:03:02 GMT

I cant get the sct to work for me, dont know why.

Re: Easiest commenity card?

Kirmie2010 — Tue, 19 Jan 2016 03:08:08 GMT

Credit too new, not enough reporting, any 1 thing can throw off the preapprovals. Ive gotten 3 preapprovals via SCT and those are the only pre approvals ive ever gotten. (I applied and got other comenity card without ever getting the SCT popups though, so my score is still fine, i just wasnt in the pre approval list anymore)

Easiest to get would be Victoria's Secret or Overstock. Next would like something like Express.

Re: Easiest commenity card?

Schoolbuskid — Tue, 19 Jan 2016 04:20:38 GMT

Overstock didn't happen for me...it is issued by Comenity Capital Bank, which has tighter underwriting. I would definitely agree that Express is easy...just approved for that last week.

Re: Easiest commenity card?

crrredit — Wed, 20 Jan 2016 04:14:35 GMT

Express and Victoria's Secret are the ones that came up for me first. I had no interest in them. Finally Overstock came up and I got that one. Now the only one I've seen since is J. Crew.