topic Re: Barclay prequal question in Credit Card Applications

Barclay prequal question

Anonymous — Thu, 21 Jan 2016 14:31:48 GMT

Hubby did the prequal for Barclay and got a set APR for the rewards card. Would this be a pretty solid prequal or take a big chance? I know that it's always a chance apping for a card

Re: Barclay prequal question

Anonymous — Thu, 21 Jan 2016 15:02:13 GMT

@Anonymous wrote:
Hubby did the prequal for Barclay and got a set APR for the rewards card. Would this be a pretty solid prequal or take a big chance? I know that it's always a chance apping for a card

Does it say 'congratulations' or just recommended. The Barclays rewards card always seems to give set APR even when it's not any kind of pre approval

Re: Barclay prequal question

Anonymous — Thu, 21 Jan 2016 15:12:44 GMT

I don't remember which one it said. Recommended I think but I'm not sure

Re: Barclay prequal question

navigatethis12 — Thu, 21 Jan 2016 16:14:57 GMT

I received a letter of prequalification for ther Rewards card, but I already have it. The interest rate was lower, but that doesn't matter to me. I went to the website and when I chose "Travel" for preferred reward, the Arrival+ came up. I applied and was approved for it after verification. So, I'd say the offer is good.

Re: Barclay prequal question

Anonymous — Thu, 21 Jan 2016 16:21:03 GMT

It will say Accept on the screen. If it says Apply, that's not a pre-qualification with them.

Re: Barclay prequal question

degs138 — Thu, 21 Jan 2016 16:55:02 GMT

What is your TU score. I got approved for a 5k limit with a 698 TU. They typically only pull TU unless it's recon.

Re: Barclay prequal question

Anonymous — Thu, 21 Jan 2016 17:12:19 GMT

His TU is about 630 or so. Can't pull it again from CCT until the 8th of next month