topic Re: App spree again ... in Credit Card Applications

App spree again ...

Anonymous — Tue, 26 Jan 2016 21:10:10 GMT

I guess i need to stop coming to this forum because whenever I come here I get the itch to apply (i know no SELF control) and then I scratch it by applying for credit cards. So here is what I applied for:

Chase CSP, Citi TY Premier, Citi DC; Got denied for Chase CSP because they approved the Slate last week and wouldn't budge even on recon. Approved for the Premier out the door for an 8k line. Applied for Citi DC to follow suite and got denied. Reconned and told would get answer back in 48 hours ....

So yeah so far this month added: PRG, BCP, Slate, TY Premier .... and hopeful for the DC. This brings my card collection to QS1, Barclay Rewards, PRG, BCP, Slate, TY Premier. I think those are enough for now and I should let them age.

Although I keep itching for the Discover IT .... LOL

Re: App spree again ...

myjourney — Tue, 26 Jan 2016 21:26:01 GMT

When you start to see multiple denials its time to stop

Good luck on the recons and congrats

Re: App spree again ...

Anonymous — Tue, 26 Jan 2016 21:46:46 GMT

One Question: I'm a noob to this Forum. Ok, with that said, how do Chase cards work? To my knowledge, I don't see a Visa, Mc logo(s) on them and they're definitely not Disc nor Amex. And byt the way, I don't have a Chase card...in fact, I didn't know they had cards...

I ask because I travel and see places that only accept Visas, MCs, Discover and Amex. But I never see a place with a "Chase" logo on any of them.

EDIT: And BTW, congrats OP.

Re: App spree again ...

Anonymous — Tue, 26 Jan 2016 21:55:01 GMT

As far as my experience has been Chase cards are mostly Visa and MC. They have the Visa/MC logo on the back. Chase likes to keep the front of the cards clean.

Thanks!

Re: App spree again ...

Anonymous — Tue, 26 Jan 2016 21:58:06 GMT

@Anonymous wrote:
As far as my experience has been Chase cards are mostly Visa and MC. They have the Visa/MC logo on the back. Chase likes to keep the front of the cards clean.

Thanks!

Ahh! That's what it is. No wonder. Awesome and thanks for your reply.

One last question (pinky swear): Is the CSP Visa or MC or, is it offered in both?

Re: App spree again ...

Anonymous — Tue, 26 Jan 2016 22:02:51 GMT

The CSP is a Visa and only offered in Visa as far as my knowledge goes.

Re: App spree again ...

Anonymous — Tue, 26 Jan 2016 22:06:40 GMT

10-Q

Re: App spree again ...

elim — Tue, 26 Jan 2016 22:09:39 GMT

CSP is a Visa Sig, minimum 5k approval.

Re: App spree again ...

myjourney — Tue, 26 Jan 2016 22:20:17 GMT

@Anonymous wrote:

One Question: I'm a noob to this Forum. Ok, with that said, how do Chase cards work? To my knowledge, I don't see a Visa, Mc logo(s) on them and they're definitely not Disc nor Amex. And byt the way, I don't have a Chase card...in fact, I didn't know they had cards...

I ask because I travel and see places that only accept Visas, MCs, Discover and Amex. But I never see a place with a "Chase" logo on any of them.

EDIT: And BTW, congrats OP.

Good question Its on the back

Re: App spree again ...

SunriseEarth — Tue, 26 Jan 2016 22:38:29 GMT

Although the thread is indeed a separate Application topic, much of the information is repeated in the Approvals thread by the OP: http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-TY-Premier-waiting-on-Citi-DC/td-p/4429719

Please continue discussion in the other thread. This thread will be closed from further posts.