topic Re: Capital One Pre-Qualify site in Credit Card Applications

Capital One Pre-Qualify site

Anonymous — Sun, 31 Jan 2016 23:26:36 GMT

Does using this affect your credit score in any way? Or does this just give you an idea of what cards you might be able to get without a hard pull?

Re: Capital One Pre-Qualify site

Anonymous — Sun, 31 Jan 2016 23:28:52 GMT

Using any preapproval site does not affect your credit score in any way

Re: Capital One Pre-Qualify site

Anonymous — Mon, 01 Feb 2016 02:05:17 GMT

Using the pre-qaul tools on lender pages does not affect your credit score. They can sometimes give you targeted or better offers for a credit card than on the general listing. Getting a response also does not garuntee approval and if you do apply even through a pre-qual page does result in a hard pull.

Re: Capital One Pre-Qualify site

Anonymous — Mon, 01 Feb 2016 02:24:13 GMT

No impact whatsoever to use Cap One pre qual site, also over the last 2 years I have been approved for 6 Cap One Accts and 3 times the system did not pre qualify me. I applied anyway and all went well.