topic Re: Applied for PenFed Platiunum Rewards Sig Visa in Credit Card Applications

Applied for PenFed Platiunum Rewards Sig Visa

kobe81 — Mon, 01 Feb 2016 16:45:20 GMT

So I pulled the trigger and applied for the PRSV card from PenFed.

Received this message.

PenFed Platinum Rewards Visa Signature Card Application

Your application is under review.

You can check your application anytime by returning to PenFed Online. If you signed up to receive status notifications at the beginning of your application, we’ll also keep you updated any time your status changes.

What should I do?

Re: Applied for PenFed Platiunum Rewards Sig Visa

Anonymous — Mon, 01 Feb 2016 17:02:36 GMT

@kobe81 wrote:
So I pulled the trigger and applied for the PRSV card from PenFed.

Received this message.

PenFed Platinum Rewards Visa Signature Card Application
Your application is under review.
You can check your application anytime by returning to PenFed Online. If you signed up to receive status notifications at the beginning of your application, we’ll also keep you updated any time your status changes.

What should I do?

Wait and keep checking online. Nothing else you can do right now.

Re: Applied for PenFed Platiunum Rewards Sig Visa

Anonymous — Mon, 01 Feb 2016 17:30:48 GMT

I usually check back every hour for a status update. They have always been very quick in their responses. Good luck!

Re: Applied for PenFed Platiunum Rewards Sig Visa

kobe81 — Mon, 01 Feb 2016 18:25:33 GMT

They asked me for my last two paystubs in their online message.

I make 350K per year. 200K on a W2 and the rest on 1099's.

I sent in last years w2 and two checks (recent) but I wanted to reach out to them and tell them that the rest of the money is paid on 1099's.

Re: Applied for PenFed Platiunum Rewards Sig Visa

kobe81 — Mon, 01 Feb 2016 21:53:56 GMT

Update: PenFed called me. Someone from the CS department. Couldn't answer because I was busy.

Called back the number they gave me. Got a CSR. He asked me if I submitted my paystubs. Told him I did. Told me no one has looked at them yet. Once they do, if I'm approve it'll appear on my account.

prayinngggggggg really hard. I can really use this card.

Re: Applied for PenFed Platiunum Rewards Sig Visa

Anonymous — Mon, 01 Feb 2016 22:25:07 GMT

Update?

Re: Applied for PenFed Platiunum Rewards Sig Visa

kobe81 — Mon, 01 Feb 2016 22:56:57 GMT

None.

Still waiting for them to make a decision. I hope they approve me.

Re: Applied for PenFed Platiunum Rewards Sig Visa

Loquat — Tue, 02 Feb 2016 00:06:16 GMT

Fingers crossed for ya...good luck!

Re: Applied for PenFed Platiunum Rewards Sig Visa

kobe81 — Tue, 02 Feb 2016 00:11:42 GMT

I'm like totally itching to call and speak to a CSR.

Re: Applied for PenFed Platiunum Rewards Sig Visa

kobe81 — Tue, 02 Feb 2016 00:35:48 GMT

Update: Called PenFed. The CSR said I need to send in my paystubs. I told him I uploaded it to the PenFed website. He told me to hold on so he can check. 10 minutes later he comes back on the phone and says he found them and he's giving them to a loan officer. Places me on hold again.

Really praying......Come on PENFED!

Re: Applied for PenFed Platiunum Rewards Sig Visa

kobe81 — Tue, 02 Feb 2016 00:43:28 GMT

WOOOOOOOOOOOOOOOOO!

Approved for 12.5K right now, but I asked them for more. I asked for 15K. He asked me if I'm doing a balance transfer, and I said maybe if you give me 20K.

Praying to hear him say 20K.

Re: Applied for PenFed Platiunum Rewards Sig Visa

kobe81 — Tue, 02 Feb 2016 00:51:40 GMT

Final Verdict:

22K starting limit. WOW! The CSR was really mellow but he was really awesome to talk with.

I am beyond thrilled. He asked me if I wanted to apply for an Auto Loan or a PLOC. I said no. Don't want to get greed.

Re: Applied for PenFed Platiunum Rewards Sig Visa

Anonymous — Tue, 02 Feb 2016 01:25:47 GMT

@kobe81 wrote:
Final Verdict:

22K starting limit. WOW! The CSR was really mellow but he was really awesome to talk with.

I am beyond thrilled. He asked me if I wanted to apply for an Auto Loan or a PLOC. I said no. Don't want to get greed.

This is not the correct attitude for this forum.

Re: Applied for PenFed Platiunum Rewards Sig Visa

kobe81 — Tue, 02 Feb 2016 01:29:10 GMT

Are you joking?

Re: Applied for PenFed Platiunum Rewards Sig Visa

Saleen099 — Tue, 02 Feb 2016 01:32:03 GMT

Nice Congrats!!!!!

Re: Applied for PenFed Platiunum Rewards Sig Visa

Anonymous — Tue, 02 Feb 2016 01:31:31 GMT

Yes.

Re: Applied for PenFed Platiunum Rewards Sig Visa

Loquat — Tue, 02 Feb 2016 02:25:15 GMT

@kobe81 wrote:
Final Verdict:

22K starting limit. WOW! The CSR was really mellow but he was really awesome to talk with.

I am beyond thrilled. He asked me if I wanted to apply for an Auto Loan or a PLOC. I said no. Don't want to get greed.

Sweet! Congrats on your approval and welcome to PenFed!

Re: Applied for PenFed Platiunum Rewards Sig Visa

Anonymous — Tue, 02 Feb 2016 13:59:31 GMT

Welcome to the PenFed family.

Omg, I would have been all over the ploc if asked :-)

Re: Applied for PenFed Platiunum Rewards Sig Visa

gdale6 — Wed, 03 Feb 2016 02:41:13 GMT

Thread is closed to further comments and directed to approval thread here http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Approved-for-PenFed-Platiunum-Rewards-Sig-Visa/m-p/4437894