topic Re: Discover secured question in Credit Card Applications

Discover secured question

Anonymous — Wed, 03 Feb 2016 22:35:09 GMT

I didn't get any kind of yes or no message on my app for Sunday.

Today they deducted my deposit out of my checking. Does that imply approved or do they verify your money before making a decision?

Re: Discover secured question

Anonymous — Wed, 03 Feb 2016 23:11:12 GMT

If they pulled the funds, you are likely in.

If they didn't give you an answer for sure though, at this point I'd definitely call to check the status of your application and they'll tell you. It's a fast call.

Re: Discover secured question

Loquat — Wed, 03 Feb 2016 23:40:02 GMT

I'd guess if they've taken $$$ you're probably good to go! Please post back when you hear from them so that we can extend our congrats to you!

Re: Discover secured question

Anonymous — Thu, 04 Feb 2016 00:28:25 GMT

As all the above posters stated, you are approved for it if the money has been taken from your accounts.

Re: Discover secured question

lindsaydruart — Thu, 04 Feb 2016 04:13:36 GMT

They took my money today as well. If you check the status page, it says they will send the card after verifying the funds. And this was all after the initial decline I got, followed by my letter to their EO, and a second app. It's a win if they took the money. Congrats!

Re: Discover secured question

Anonymous — Thu, 04 Feb 2016 05:13:36 GMT

Thanks everyone. Does anyone know if they are okay with heavy usage as long as I PIF?

Some of my secured cards (fnbo comes to mind) encourage you not to over use it in the "you're doing great" emails they send from time to time.

Re: Discover secured question

Anonymous — Thu, 04 Feb 2016 15:26:26 GMT

@Anonymous wrote:
Thanks everyone. Does anyone know if they are okay with heavy usage as long as I PIF?

Some of my secured cards (fnbo comes to mind) encourage you not to over use it in the "you're doing great" emails they send from time to time.

Yes, they are fine with heavy heavy usage.

Re: Discover secured question

undrtkr65 — Thu, 04 Feb 2016 22:08:31 GMT

They took my funds last night and told me to expect my card within a week after they verify the deposit. This will be my first discover I'm excited to be in with them.

Re: Discover secured question

OmarGB9 — Thu, 04 Feb 2016 23:32:44 GMT

Grats

Re: Discover secured question

Schoolbuskid — Fri, 05 Feb 2016 16:44:03 GMT

They took my funds yesterday....card is on the way!

Re: Discover secured question

lindsaydruart — Fri, 05 Feb 2016 17:16:56 GMT

I messaged in chat today to be sure and they said it take 8 business days to verify funds, then the card ships. Gah! This feels like forever!

Re: Discover secured question

Schoolbuskid — Fri, 05 Feb 2016 18:05:20 GMT

My funds were taken out yesterday, now we wait.

Re: Discover secured question

SOGGIE — Fri, 05 Feb 2016 19:01:17 GMT

Congrats! You're in.

Re: Discover secured question

Anonymous — Sat, 06 Feb 2016 17:28:49 GMT

Funds taken yesterday, Friday the 5th of Feb. I remember that CS told ms when they take the deposit out & VF it can take up to 10 business days to receive your card.

Re: Discover secured question

Anomalous — Sat, 06 Feb 2016 19:44:01 GMT

Remember to check your mail for a letter from them. I received one yesterday with info on when they initiated the security deposit withdrawal and when I should receive my card in the mail.

Re: Discover secured question

dms42 — Sat, 06 Feb 2016 21:04:35 GMT

Congrats!!!! Enjoy you new card!

Re: Discover secured question

Schoolbuskid — Sat, 06 Feb 2016 22:36:14 GMT

I received my letter yesterday, card should be here in 14 days