topic Re: List of HPs for cards I just applied for in Credit Card Applications

List of HPs for cards I just applied for

dms42 — Sun, 07 Feb 2016 15:40:15 GMT

After my major apping spree on Friday night, all the inquiries have already hit my credit reports.

Equifax only pulls were:

The Home Depot
Target
Comenity (Crate & Barrel, Blue Nile, etc)
USAA x 2
Discover

I applied for 2 USAA cards and had 2 HPs within minutes of each other.

Experian only pulls:

Citibank
AMEX

Transunion only:

Old Navy (Synchrony)
Barclays x 3

I applied for 3 different Barclays cards and had 3 HPs within minutes of each other.

Re: List of HPs for cards I just applied for

Gmood1 — Sun, 07 Feb 2016 16:21:01 GMT

Hopefully some of those HPs will be combined, since they're from the same company.

Re: List of HPs for cards I just applied for

creditFiend — Sun, 07 Feb 2016 16:24:41 GMT

Thanks for posting.
Didn't realize Citi pulls EQ for Home Depot. Interesting. I may app sooner than I planned.

Re: List of HPs for cards I just applied for

Gmood1 — Sun, 07 Feb 2016 16:37:21 GMT

What kind of SLs did you make out with? No CU apps in there? I'd avoid store apps unless they are places you frequent weekly.

Scratch the SLs questions. I changed over to full site. Now I see your signature.

Congrats on the successful spree!!

Re: List of HPs for cards I just applied for

dms42 — Sun, 07 Feb 2016 16:41:11 GMT

@Gmood1 wrote:
What kind of SLs did you make out with? No CU apps in there? I'd avoid store apps unless they are places you frequent weekly.
Scratch the SLs questions. I changed over to full site. Now I see your signature.

I dont typically do store apps, but I applied at places that I shop at. The benefits are that I get free shipping, coupons, and exclusive member discounts. All the store accounts are ones that I'll use my store card for the purchase (to take advantage of the added benefits), then go home and PIF right away. Its an extra step, but for me it saves alot since I do alot of online shopping. As for the CU accounts, I already had those...low rates and good SLs.

Re: List of HPs for cards I just applied for

dms42 — Sun, 07 Feb 2016 16:43:25 GMT

@Gmood1 wrote:
Hopefully some of those HPs will be combined, since they're from the same company.

I freaking hope so!!! That would be icing on the cake.