topic Re: Lowes in Credit Card Applications

Lowes

Shawndoe79 — Thu, 11 Feb 2016 14:47:55 GMT

Denied again perhaps, received the dreaded 7-10 day message. Gave a reference number but that it. TU 660. tried calling 800 445 6937 but prompts say nothing about app status. any ideas?

Re: Lowes

Shawndoe79 — Thu, 11 Feb 2016 15:35:48 GMT

ok the updated number for lowes application status is 800 444 0430. I called to check and they said my app is still being reviewed. Anybody have this happen after getting the 7-10 day message?

Re: Lowes

Anonymous — Sun, 14 Feb 2016 18:12:54 GMT

@Shawndoe79 wrote:
ok the updated number for lowes application status is 800 444 0430. I called to check and they said my app is still being reviewed. Anybody have this happen after getting the 7-10 day message?

Didn't get it with Lowe's, but have with other Synchrony Bank cards. For me, it was to verify my identity. This is the number for credit card support: 1 (800) 444-1408. Don't know if it will help, but worth a try. You only have a small window to call and find out. When I got approved, they pulled EX on me.

Re: Lowes

Shawndoe79 — Sun, 14 Feb 2016 18:20:40 GMT

ok because i just called and the application status line says that its still processing, but I will try the number you listed. Wouldnt the status line say declined by now, if it was actually declined?

Re: Lowes

Anonymous — Sun, 14 Feb 2016 18:24:16 GMT

@Shawndoe79 wrote:
ok because i just called and the application status line says that its still processing, but I will try the number you listed. Wouldnt the status line say declined by now, if it was actually declined?

The first time I applied, I got an instant denial. The second time, it was automatically approved. It was Sam's Club and Phillips 66 that I had to verify my identity because I was given a reference number.

Re: Lowes

Shawndoe79 — Sun, 14 Feb 2016 18:26:46 GMT

@Anonymous wrote:
@Shawndoe79 wrote:
ok the updated number for lowes application status is 800 444 0430. I called to check and they said my app is still being reviewed. Anybody have this happen after getting the 7-10 day message?
Didn't get it with Lowe's, but have with other Synchrony Bank cards. For me, it was to verify my identity. This is the number for credit card support: 1 (800) 444-1408. Don't know if it will help, but worth a try. You only have a small window to call and find out. When I got approved, they pulled EX on me.

For the number you listed, they need an account number, which I dont have

Re: Lowes

Anonymous — Sun, 14 Feb 2016 18:29:34 GMT

@Shawndoe79 wrote:
@Anonymous wrote:
@Shawndoe79 wrote:
ok the updated number for lowes application status is 800 444 0430. I called to check and they said my app is still being reviewed. Anybody have this happen after getting the 7-10 day message?
Didn't get it with Lowe's, but have with other Synchrony Bank cards. For me, it was to verify my identity. This is the number for credit card support: 1 (800) 444-1408. Don't know if it will help, but worth a try. You only have a small window to call and find out. When I got approved, they pulled EX on me.
For the number you listed, they need an account number, which I dont have

Then call back the 800-444-0430 number and tell them that the message said that you needed to call in and provide them with the reference number. If they say they can't have them switch you to a different department that can verify your identity.

Re: Lowes

Shawndoe79 — Sun, 14 Feb 2016 18:30:51 GMT

When you say "instant denial" did it say something like "unfortunately we cant approve blah blah blah"? My says "thank you for applying for the lowes credit card. If you have provided us with your email address, you may receive a response by email within 4-5 days, If you have not, you will receive a response by mail within 7-10 days. For your records, your reference number is..........

Re: Lowes

Anonymous — Sun, 14 Feb 2016 18:38:59 GMT

@Shawndoe79 wrote:
When you say "instant denial" did it say something like "unfortunately we cant approve blah blah blah"? My says "thank you for applying for the lowes credit card. If you have provided us with your email address, you may receive a response by email within 4-5 days, If you have not, you will receive a response by mail within 7-10 days. For your records, your reference number is..........

It said we cannot approve your application at this time. the second message I got when I applied for Sam's Club and I called in and they sent me a code that I had to recite the numbers back and was approved.

Re: Lowes

Shawndoe79 — Sun, 14 Feb 2016 19:00:56 GMT

ok i see, maybe I have a glimmer of hope, just maybe. However, neither of these numbers allow me to get thru to a rep. Guess I will just wait on the letter or email. Thanks for your help, I really appreciate it.

Re: Lowes

Loquat — Sun, 14 Feb 2016 19:02:15 GMT

When I received that message from my Lowes app I just figured it was a denial for some reason. But I noticed that they never pulled my TU report. Didn't think much about it so I went on. About 2 weeks later I got an alert that Synchrony had pulled my TU...the inquiry showed Synch/Lowes. Called the next day and and found out I was approved. I have no idea why they waited 2 weeks to process my app and pull my report...but it worked out.

Re: Lowes

Shawndoe79 — Sun, 14 Feb 2016 19:04:20 GMT

@Loquat wrote:
When I received that message from my Lowes app I just figured it was a denial for some reason. But I noticed that they never pulled my TU report. Didn't think much about it so I went on. About 2 weeks later I got an alert that Synchrony had pulled my TU...the inquiry showed Synch/Lowes. Called the next day and and found out I was approved. I have no idea why they waited 2 weeks to process my app and pull my report...but it worked out.

Hmmm interesting, well they already pulled my TU report. Hopefully i get the same results as you, fingers crossed

Re: Lowes

Anonymous — Sun, 14 Feb 2016 23:24:16 GMT

call that lowes credit # and ask for an analyst - i got instant approval after calling in - press 0 a lot i think lol....

it could go either way but for lowes 660 may be a tad low but maybe not -- good luck

Re: Lowes

Shawndoe79 — Mon, 15 Feb 2016 00:00:19 GMT

Rep said it look like it was denied after verifying all my info and i should receive a letter blah blah blah. ARGH,but the application status line said its still being processed. Oh well, Lowes is the elusive synchrony account I cannot seem to get.