AmEx: PC or App after recent CLI?

bb_referee — Fri, 12 Feb 2016 16:34:30 GMT

Hi everyone! Long time lurker, first time poster.

Following much of what I've read on these boards, I've been slowly rebuilding my FICO scores. Thanks to everyone on the forums!

I applied for an AmEx EveryDay card in July, 2014 after receiving an offer in the mail for 12.99% APR. I was approved with an initial CL of $1000. Since then, the CL has increased, twice using the 3X CLI requests and once with an auto-CLI to $12,000. I pulled the trigger yesterday and submitted a CLI and was approved for my requst of $24,000. For me, that makes it the card with the highest CL and the lowest APR.

My spending patterns have changed a bit, and I find myself thinking that the BCE or BCP would be more valuable to me. The Membership Rewards points aren't super useful to me [I prefer American over Delta (even though I live in a Delta hub city - I miss my hometown NWA) and am Marriott Rewards Elite] as statement credits are not one point per dollar.

My question is this: Should I PC to the BCE/BCP or submit a new app? My current FICO scores are TU 689, EX 685, and EQ 683.

I'd appreciate any advice!

Re: AmEx: PC or App after recent CLI?

dragontears — Fri, 12 Feb 2016 16:56:32 GMT

I don't think they allow ED/EDP to be PC to BCE/BCP

topic AmEx: PC or App after recent CLI? in Credit Card Applications

AmEx: PC or App after recent CLI?

Re: AmEx: PC or App after recent CLI?