topic Re: Well Fargo Dillards DENIED!! in Credit Card Applications

Well Fargo Dillards DENIED!!

CreditMagic7 — Thu, 06 Nov 2014 12:58:57 GMT

I just learned last night that Dillard's was offering an Amex CC and i hesitated right at SUBMIT for some reason. (bad feeling)

I had 5 INQ's so rethought it over and then returned about an hour later and proceeded to apply online expecting at the very least a store card if not approved for the Amex version. It came right back in my face Instantly Denied Crap, WF is now on my own personal BLACKLIST forever.

Merry Christmas to you too Wells Fargo

Re: Well Fargo Dillards DENIED!!

Anonymous — Thu, 06 Nov 2014 13:16:30 GMT

Well that's no good. Well Fargo is kinda crappy anyway, no? Sorry for the turn down

Re: Well Fargo Dillards DENIED!!

Anonymous — Thu, 06 Nov 2014 13:19:15 GMT

@CreditMagic7 wrote:
I just learned last night that Dillard's was offering an Amex CC and i hesitated right at SUBMIT for some reason. (bad feeling)
I had 5 INQ's so rethought it over and then returned about an hour later and proceeded to apply online expecting at the very least a store card if not approved for the Amex version. It came right back in my face Instantly Denied Crap, WF is now on my own personal BLACKLIST forever.

Merry Christmas to you too Wells Fargo

Yeah, If you actually wanted this card the time to apply would have been while they were still GE/Synch.

The new low tier is apparently 9.99% according to Ron, so I expect U/W for it to be a heck of a lot tighter.

Re: Well Fargo Dillards DENIED!!

Ron1 — Thu, 06 Nov 2014 13:22:33 GMT

Sorry about your denial. You might have too many inquiries. I know WF is INQ sensitive. Did they pull TU? Do you have any account with WF? I heard you need to have banking relationship.

Ron.

Re: Well Fargo Dillards DENIED!!

Ron1 — Thu, 06 Nov 2014 13:24:37 GMT

@Anonymous wrote:
@CreditMagic7 wrote:
I just learned last night that Dillard's was offering an Amex CC and i hesitated right at SUBMIT for some reason. (bad feeling)
I had 5 INQ's so rethought it over and then returned about an hour later and proceeded to apply online expecting at the very least a store card if not approved for the Amex version. It came right back in my face Instantly Denied Crap, WF is now on my own personal BLACKLIST forever.

Merry Christmas to you too Wells Fargo
Yeah, If you actually wanted this card the time to apply would have been while they were still GE/Synch.

The new low tier is apparently 9.99% according to Ron, so I expect U/W for it to be a heck of a lot tighter.

It looks very hard to get approved.

Ron.

Re: Well Fargo Dillards DENIED!!

Anonymous — Thu, 06 Nov 2014 13:30:02 GMT

@Ron1 wrote:
@Anonymous wrote:
@CreditMagic7 wrote:
I just learned last night that Dillard's was offering an Amex CC and i hesitated right at SUBMIT for some reason. (bad feeling)
I had 5 INQ's so rethought it over and then returned about an hour later and proceeded to apply online expecting at the very least a store card if not approved for the Amex version. It came right back in my face Instantly Denied Crap, WF is now on my own personal BLACKLIST forever.

Merry Christmas to you too Wells Fargo
Yeah, If you actually wanted this card the time to apply would have been while they were still GE/Synch.

The new low tier is apparently 9.99% according to Ron, so I expect U/W for it to be a heck of a lot tighter.
It looks very hard to get approved.

Ron.

I'm pretty pleased that we got a nice CLI from GE/Synch before they switched over.

Re: Well Fargo Dillards DENIED!!

Ron1 — Thu, 06 Nov 2014 13:34:33 GMT

@Anonymous wrote:
@Ron1 wrote:
@Anonymous wrote:
@CreditMagic7 wrote:
I just learned last night that Dillard's was offering an Amex CC and i hesitated right at SUBMIT for some reason. (bad feeling)
I had 5 INQ's so rethought it over and then returned about an hour later and proceeded to apply online expecting at the very least a store card if not approved for the Amex version. It came right back in my face Instantly Denied Crap, WF is now on my own personal BLACKLIST forever.

Merry Christmas to you too Wells Fargo
Yeah, If you actually wanted this card the time to apply would have been while they were still GE/Synch.

The new low tier is apparently 9.99% according to Ron, so I expect U/W for it to be a heck of a lot tighter.
It looks very hard to get approved.

Ron.
I'm pretty pleased that we got a nice CLI from GE/Synch before they switched over.

Congrats!!!! I didn't get any CLI because I was maxed out the exposure limit. I got $7500. My Dillard's Amex will expire next month. I am going to get a new WF Dillard's Amex next month. The new Dillard's Amex will link into WF online banking.

Ron.

Re: Well Fargo Dillards DENIED!!

Anonymous — Thu, 06 Nov 2014 13:38:31 GMT

@Ron1 wrote:
@Anonymous wrote:
@Ron1 wrote:
@Anonymous wrote:
@CreditMagic7 wrote:
I just learned last night that Dillard's was offering an Amex CC and i hesitated right at SUBMIT for some reason. (bad feeling)
I had 5 INQ's so rethought it over and then returned about an hour later and proceeded to apply online expecting at the very least a store card if not approved for the Amex version. It came right back in my face Instantly Denied Crap, WF is now on my own personal BLACKLIST forever.

Merry Christmas to you too Wells Fargo
Yeah, If you actually wanted this card the time to apply would have been while they were still GE/Synch.

The new low tier is apparently 9.99% according to Ron, so I expect U/W for it to be a heck of a lot tighter.
It looks very hard to get approved.

Ron.
I'm pretty pleased that we got a nice CLI from GE/Synch before they switched over.
Congrats!!!! I didn't get any CLI because I was maxed out the exposure limit. I got $7500. My Dillard's Amex will expire next month. I am going to get a new WF Dillard's Amex next month. The new Dillard's Amex will link into WF online banking.

Ron.

Are you still able to log in through the Dillards.com site? I'm still seeing the GE/Synch look as far as account management goes.

Re: Well Fargo Dillards DENIED!!

Anonymous — Thu, 06 Nov 2014 13:38:37 GMT

You are likely fortunate you did not get in with WF. Find an AX from a provider that will work with you.

Re: Well Fargo Dillards DENIED!!

Ron1 — Thu, 06 Nov 2014 13:47:49 GMT

@Anonymous wrote:
@Ron1 wrote:
@Anonymous wrote:
@Ron1 wrote:
@Anonymous wrote:
@CreditMagic7 wrote:
I just learned last night that Dillard's was offering an Amex CC and i hesitated right at SUBMIT for some reason. (bad feeling)
I had 5 INQ's so rethought it over and then returned about an hour later and proceeded to apply online expecting at the very least a store card if not approved for the Amex version. It came right back in my face Instantly Denied Crap, WF is now on my own personal BLACKLIST forever.

Merry Christmas to you too Wells Fargo
Yeah, If you actually wanted this card the time to apply would have been while they were still GE/Synch.

The new low tier is apparently 9.99% according to Ron, so I expect U/W for it to be a heck of a lot tighter.
It looks very hard to get approved.

Ron.
I'm pretty pleased that we got a nice CLI from GE/Synch before they switched over.
Congrats!!!! I didn't get any CLI because I was maxed out the exposure limit. I got $7500. My Dillard's Amex will expire next month. I am going to get a new WF Dillard's Amex next month. The new Dillard's Amex will link into WF online banking.

Ron.
Are you still able to log in through the Dillards.com site? I'm still seeing the GE/Synch look as far as account management goes.

Yes. It is still showing GE as the issuer. They changes will start at 5PM EST today. They are going to pull down the online website between 5PM EST today and 10am EST, Novermber 8. I think you will be able link to the online banking if you have other WF accounts.

Ron.

Re: Well Fargo Dillards DENIED!!

Anonymous — Thu, 06 Nov 2014 13:54:11 GMT

@Ron1 wrote:
@Anonymous wrote:
@Ron1 wrote:
@Anonymous wrote:
@Ron1 wrote:
@Anonymous wrote:
@CreditMagic7 wrote:
I just learned last night that Dillard's was offering an Amex CC and i hesitated right at SUBMIT for some reason. (bad feeling)
I had 5 INQ's so rethought it over and then returned about an hour later and proceeded to apply online expecting at the very least a store card if not approved for the Amex version. It came right back in my face Instantly Denied Crap, WF is now on my own personal BLACKLIST forever.

Merry Christmas to you too Wells Fargo
Yeah, If you actually wanted this card the time to apply would have been while they were still GE/Synch.

The new low tier is apparently 9.99% according to Ron, so I expect U/W for it to be a heck of a lot tighter.
It looks very hard to get approved.

Ron.
I'm pretty pleased that we got a nice CLI from GE/Synch before they switched over.
Congrats!!!! I didn't get any CLI because I was maxed out the exposure limit. I got $7500. My Dillard's Amex will expire next month. I am going to get a new WF Dillard's Amex next month. The new Dillard's Amex will link into WF online banking.

Ron.
Are you still able to log in through the Dillards.com site? I'm still seeing the GE/Synch look as far as account management goes.
Yes. It is still showing GE as the issuer. They changes will start at 5PM EST today. They are going to pull down the online website between 5PM EST today and 10am EST, Novermber 8. I think you will be able link to the online banking if you have other WF accounts.

Ron.

Interesting. I have not had an online banking account with WF in years though.

Re: Well Fargo Dillards DENIED!!

CreditMagic7 — Thu, 06 Nov 2014 13:59:20 GMT

@Ron1 wrote:
Sorry about your denial. You might have too many inquiries. I know WF is INQ sensitive. Did they pull TU? Do you have any account with WF? I heard you need to have banking relationship.

Ron.

I thought for sure last night it was not, but this morning Yes, they pulled TU from the monitoring report I really didn't think they were that poopie over a few INQ's but i now learned my lession about them.

Re: Well Fargo Dillards DENIED!!

Ron1 — Thu, 06 Nov 2014 13:59:40 GMT

@Anonymous wrote:
@Ron1 wrote:
@Anonymous wrote:
@Ron1 wrote:
@Anonymous wrote:
@Ron1 wrote:
@Anonymous wrote:
@CreditMagic7 wrote:
I just learned last night that Dillard's was offering an Amex CC and i hesitated right at SUBMIT for some reason. (bad feeling)
I had 5 INQ's so rethought it over and then returned about an hour later and proceeded to apply online expecting at the very least a store card if not approved for the Amex version. It came right back in my face Instantly Denied Crap, WF is now on my own personal BLACKLIST forever.

Merry Christmas to you too Wells Fargo
Yeah, If you actually wanted this card the time to apply would have been while they were still GE/Synch.

The new low tier is apparently 9.99% according to Ron, so I expect U/W for it to be a heck of a lot tighter.
It looks very hard to get approved.

Ron.
I'm pretty pleased that we got a nice CLI from GE/Synch before they switched over.
Congrats!!!! I didn't get any CLI because I was maxed out the exposure limit. I got $7500. My Dillard's Amex will expire next month. I am going to get a new WF Dillard's Amex next month. The new Dillard's Amex will link into WF online banking.

Ron.
Are you still able to log in through the Dillards.com site? I'm still seeing the GE/Synch look as far as account management goes.
Yes. It is still showing GE as the issuer. They changes will start at 5PM EST today. They are going to pull down the online website between 5PM EST today and 10am EST, Novermber 8. I think you will be able link to the online banking if you have other WF accounts.

Ron.
Interesting. I have not had an online banking account with WF in years though.

You don't have any WF account. The online banking website might find any WF credit card or retail card. Then it will ask you if you want to link.

Ron.

Re: Well Fargo Dillards DENIED!!

CreditMagic7 — Thu, 06 Nov 2014 14:01:49 GMT

@Anonymous wrote:
You are likely fortunate you did not get in with WF. Find an AX from a provider that will work with you.

Thank You Wanderer

I read many members absolutely detest them. I thought there might be a little chance on this store card but nothing doing. I will be happy now maybe it's really for the best after all i didn't get it.

Re: Well Fargo Dillards DENIED!!

Ron1 — Thu, 06 Nov 2014 14:02:28 GMT

@CreditMagic7 wrote:
@Ron1 wrote:
Sorry about your denial. You might have too many inquiries. I know WF is INQ sensitive. Did they pull TU? Do you have any account with WF? I heard you need to have banking relationship.

Ron.
I thought for sure last night it was not, but this morning Yes, they pulled TU from the monitoring report I really didn't think they were that poopie over a few INQ's but i now learned my lession about them.

WF is inqury senstive. I was lucky to get approved for other retail cards. It might to get approved if you have any other WF accounts.

Ron.

Re: Well Fargo Dillards DENIED!!

Anonymous — Thu, 06 Nov 2014 14:03:18 GMT

@CreditMagic7 wrote:
@Anonymous wrote:
You are likely fortunate you did not get in with WF. Find an AX from a provider that will work with you.
Thank You Wanderer
I read many members absolutely detest them. I thought there might be a little chance on this store card but nothing doing. I will be happy now maybe it's really for the best after all i didn't get it.

It might have been best to apply In-store for this one.

Re: Well Fargo Dillards DENIED!!

CreditMagic7 — Thu, 06 Nov 2014 14:04:26 GMT

@Ron

I said last night that i would bite but instead i got bit

Re: Well Fargo Dillards DENIED!!

Ron1 — Thu, 06 Nov 2014 14:04:46 GMT

@Anonymous wrote:
@CreditMagic7 wrote:
@Anonymous wrote:
You are likely fortunate you did not get in with WF. Find an AX from a provider that will work with you.
Thank You Wanderer
I read many members absolutely detest them. I thought there might be a little chance on this store card but nothing doing. I will be happy now maybe it's really for the best after all i didn't get it.
It might have been best to apply In-store for this one.

Sometimes, it might help. It depends on the issuers.

Ron.

Re: Well Fargo Dillards DENIED!!

CreditMagic7 — Thu, 06 Nov 2014 14:28:45 GMT

I thought since Dillards is a store and i read some members were dissatisfied with low starting limits that they might be rather simple to be approved for with a so so limit. Something is always better then not at all

Re: Well Fargo Dillards DENIED!!

baller4life — Thu, 06 Nov 2014 14:35:39 GMT

Wells Fargo sucks!!! I'll never again waste an inq on them. Sorry OP!